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In this concise advisory, the speaker emphasizes that the speed and effectiveness of a cyber incident response directly influence the amount of money an organization will spend and affect future insurance premiums. Rather than focusing on obtaining the lowest premium, businesses should leverage the coverage they already have, especially the claims process, and ensure they have dedicated response teams ready. By reducing incident response time, companies can achieve better claim outcomes and more favorable premium adjustments, highlighting that the true value of cyber insurance lies in its claims support rather than just cost.

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