Are P2P Apps Fueling the Drug Trade? | CashApp, PayPal, Venmo | B2B Vault | Episode 172

Yo, what's up everybody? It's Justin live from B2B Vault, the payment technology podcast sponsored by Nationwide Payment Systems, hosted by this guy, the Roger Maris of payment processing himself, Allen Kopelman. And we'll be providing you educational information about fintech, small business payment processing, and the technology businesses are using in the world today. And in today's podcast, we're going to be talking about our P2P payment processing networks fueling the drug trade. Yeah, it's been a lot of— I mean, there— we've had a lot of interesting conversations with several other people in the industry Um, obviously we would have had them on the podcast. They didn't really want to be on the podcast, but, um, a lot of comments on social media in regards to this topic, and so we thought we'd, you know, talk about it. So anyway, our new cool shirt. Oh yeah, we do got some cool— I got the baseball jersey on.

We got baseball jerseys. Now, now, why'd I pick number 18? Because I wear a chai, which means life. 18 is life.

18 is life in what? In Hebrew, the 18th letter.

The 18th is the 18th letter.

It's for L's life.

Oh, for life, it's called the chai.

Got it. The 18th letter.

So I wear a chai around my neck. Chai is for life.

Yeah, I picked 21 because, uh, it's my wife's birthday.

Oh, nice.

I don't know, I just—

and not, you know, it's also my daughter's October 18th, so that's good.

Oh, well, there you go. So that was the real reason you picked the 18.

Double meaning. Rebecca's number.

Just say it out loud, it's your favorite. Jeez. No, Jake, you should have put Jacob's number, his birthday, on Did you put 18 on the jersey too? On the other jersey?

Yeah, you got the same number, going to be 18. Jacob was born on the 24th of what? August. He's coming up soon. Rebecca's October. Don't even ask me, bro, cuz I jack that all up. I talked to my rabbi today. He posted a picture.

December 24th, 9 kids were January 2nd, uh, August 26th.

Close to Jacob.

September 17th, May 17th, April 23rd. Okay, and I'm probably off.

Uh-oh.

So yeah, thank God none of them listen to the podcast.

Okay, so now let's get into this thing.

Yeah, so, uh, yeah, man, do you think, uh, the drug trade is being funded by the, uh, P2P payment processing?

Government is, you know, should just legalize marijuana. People can use credit cards to buy marijuana. The whatever.

I mean, so like the reason why he's saying that is because the discussion was people are already using Cash App, Venmo, Zelle, PayPal, PayPal, Square, Square to buy, Google Pay, to Apple Pay, to purchase weed and other— I'm sure other drugs and paraphernalia. Yeah. So in a sense, it's like, is it like, is that the reason why they're not legalizing cannabis?

I have no idea. Or one thing, you got this guy, you know, we were at the Bitcoin convention, Free Ross, Ross Albright. They locked, you know, that was part of the choke point 2.0 on Bitcoin, right? Cryptocurrency, right? They take this guy Ross Ulbricht, the creator of the Silk Road marketplace. Yep. And they toss his butt. This guy goes to jail for life.

Forever.

Life. He's in jail for life. For— he didn't— they didn't catch him selling drugs. They didn't catch him selling guns. They didn't catch him doing anything.

He built the network.

Yeah, he built the network. They put him in jail. Well, I don't see the guy for Zelle going to jail because all the banks use it. I don't see the PayPal guy in jail. I don't see Cash App guy in jail.

Rest in peace to the Cash App guy.

Oh yeah, the Cash App guy, that was whack.

Maybe that's why he's whacked.

Maybe Venmo, they're not in jail. Square is not in jail, or now it's called Block. Who owns that? Square, which guy owns whatever. And then you got Amazon Pay too, you could be using that. Uh, Google Pay, you don't see the Google guy getting in trouble. Apple Pay, they got all this Apple Cash, Google Cash, money going all over the place, bank to bank, peer to peer. No, they don't know what they're buying.

Imagine with FedNow launches, everybody's going to be buying weed.

No, now they want to put a special SIC code on guns, right? It's the stupidest thing ever. They have no idea what anybody's purchasing using— what is this? 1, 2, 3, 4, 5, 6, 7, 8, 9, and there's probably a bunch more that we don't even know.

Oh, there's a ton more. Yes, right. There's probably 100 of these companies because you can send money in Telegram too, can't you?

Yeah, you could send money through all these. You could probably send money through Facebook.

I don't know what it's—

no, like a Facebook thing. You could be selling weed with Facebook. Right? You could be selling weed with Telegram, WhatsApp, whatever you want to do. Nobody's stopping any of that. But meanwhile, you know, you got Ross rotting in jail. So total BS.

That's what— let's just— I can't even imagine what that would like. That'd be like me built— so because I build websites, right? So I built a bunch of websites and then come to find out that one of the websites that I built was a front for, uh, illegal operation, right? And then, yeah, like, I'm blamed because I built it.

Yeah, like they told you, oh, you put— like, you made me a website, no bonsai trees, but really I'm selling weed to everybody, right? And you don't know what I'm doing because I told you it's bonsai trees.

I guess this kind of differs because it's a marketplace, but I would But how the hell would you know what?

And there's another— I don't know. Yeah, but people are, you know, trading stuff on all these— how do you know some guy doesn't have like on eBay a box of coffee cups? Oh, you can buy this box of coffee cups for $100, go buy that, but I'm gonna come bring you some weed. You don't know that can be going on. That could be— they could be selling stuff on Amazon, it can really be weed.

I can neither confirm nor deny, but that shit is going on.

I'm sure it is going on. And though the government's like, it's going underneath the rug because all of these companies that we just named off, you know what they all have in common?

Huge donations.

They're huge companies. Huge, huge companies, right? So these are all big companies, and meanwhile Congress is ping-pong back and forth. Oh, should we pass the SAFE Banking Act? Should we do— I don't understand.

We're in the whole, um, what was the estimated, uh, tax revenue that the U.S. could be? It's like, oh, true, $2 trillion a year.

So we can wipe out the deficit in a couple of years with it legalized.

Because, uh, the other day, the other day I was reading something about— yeah, but it's not just the infrastructure. Alone of what they were able to get accomplished in Colorado over the past 5 years.

Oh, it's insane.

It would take— they said it would have taken like 20 to 25 years, right? Like, basically it would have never happened.

It would benefit every state, right? All the tax money, they could be spending it on roads, improving schools, and all that. And instead, you know, they're just ping-ponging, ping-ponging everything around. But it's not just the sales tax and all that that they would be collecting, right? All the taxes they would be getting off— I mean, they don't even— I don't even know how they pay the employees, right? Pay employees, pay their federal income tax and all that. It's just wrong. The whole thing is wrong. Meanwhile, you got people can be doing, uh, you know, sending a Zelle, doing a PayPal friends and family, swapping Cash App, you know, and these apps make it easy. It's fast and easy to send money to—

and how do you think what they're doing— how do you think you can like fix the, the peer-to-peer thing? I think that it— I think where they messed up is when they let like the peer-to-peer thing, you can make it into like business transactions. Yeah, because there's no—

it—

there's no like—

well, people just had money during the pandemic getting sent to their personal bank account, not to their business bank account. They just didn't care. They wanted to get paid quick, fast, and easy, and that's what they did. I mean, I walked into barbershops one time and it's like, oh, that whole menu on there— Cash App, your money to this phone number, literally. Yeah, they had a whole list. Chime.

I mean, that's still happening. It's still like that.

Yeah, Chime is another one.

Chime is kind of—

yeah, yeah, you can send money with Chime.

I didn't know that. Yeah, I thought that was for getting your— yeah, you get a little paycheck debit.

You can pay with Chime. Some crazy stuff, man. It's a lot of this going on in the, you know, the government. You know, the government wants to regulate credit card processing. They want to regulate gun sales now. They want to put on gun sales a special SIC code, right? It's the stupidest thing ever. Because that's not how credit card processing works, right? You walk into Dick's Sporting Goods.

Let me— I just want to jump back onto this. Like, so like, do you think that the, uh, $600 thing was also a reason to like fight against— Sure, against the, you know, $600 illegal? Because I mean, I know— I mean, you're going to get a 1099 from drug dealers. Aren't getting no—

you know, well, they're getting a 1099.

They will be. Yes.

Yeah, they got a 1099.

And the smart ones actually file taxes and pay their taxes. There's actually a line on there, the tax form, that says, is this from— you'd be an idiot to say yes.

Yeah, yeah, like, yeah, like it asks about stolen goods and everything.

Yeah, no, literally it does.

But crime, that's insane.

No one's gonna admit, but I mean, tax return, there is, there is successful underworld people that are paying their taxes every year. I mean, quarterly shit, you know.

Probably what some people do is they go into the bank, they open an illicit bank account, right? They keep it open for a month, then they go close it and they give a bad address. They're never getting the 1099 because they gave some fake address to begin with. And if they go to another bank and they do the same thing, yeah. You know, they probably don't use fake ID because you got to give your social.

I mean, that's the— that's why the whole $600 thing, to me, was just a joke.

Like, well, they're trying to control, like, what's going on, but they're not really trying to— they— the government never addresses, like, the actual problem.

Yeah, no, they don't get to the root.

They just create more— you over there, don't bring that over here. That's bullshit. Exactly. They just create more BS. Right, that's what they do. No, but this gun thing is similar, right? They want to put this SIC code on guns. You go into Walmart, you go into Dick's Sporting Goods, you go into Outdoor World, you go into a pawn shop, and you go in there and you buy a firearm, right? There's nothing on the machine that tells Visa and MasterCard or anybody else that you bought what you bought in that store. So it's stupid. What do you think, Walmart's gonna put a special machine in the store in the area where they sell guns? I don't know if they still sell guns. They used to.

I don't think they sell guns. I think they sell ammunition, right?

Ammo. So they want to— so are they going to go get a separate POS system with a separate SIC code and go stick it in all these stores?

Why not?

They're not going to do that.

But why is there not an SIC code for guns?

There, there are some, but what I'm saying is they don't know what you specifically purchased.

I think that's a great idea.

No, no, but what I'm trying to explain— okay, yeah, but what I'm trying to explain is you walk into the gun store, right? And the gun store, the gun store sells all types of stuff, so you don't know what the person bought. Did they buy Did they buy—

oh, I get that way.

Okay, that's what I'm trying to explain to you. Like, there's nothing—

so even then, if you go into there, there still wouldn't be, yeah, you purchased something from this gun store. You're not explaining it further.

That's what I'm trying to spit out. When you go in, they know you purchased something in a gun store, but they don't know specifically what you purchased.

Yeah, right. So you could have bought a t-shirt, you could have bought a hat, you could have bought a sleeping bag, took a shooting lesson.

You could have done Target, you could have been in the gun range. That's what I'm trying to explain. Like, when you go into the restaurant and you go eat a steak, they don't know that I ate a steak at Outback and then you got a salad and a side of vegetables. They don't know what we ate there, right? They just know that, that— so I mean, you're saying that this is dumb because it's just they're creating extra work and all that, and they're not going to get— the end result is they're not going to get the information they want. It's the same thing. Would you— we want FedNow. So do we want FedNow?

I guess I want—

then they're going to know exactly.

I guess I would say is if, as of right now, if someone goes to purchase something from a firearm store or like a gun shop, right, there's supposed to be like a little red flag that pops up, right?

No, would you— when you go in Florida and you walk into a gun shop, the very first— oh, a firearm store, the very first time, and you want to buy a firearm, first of all, they fingerprint you. Okay, that— no, there's no fingerprint. They do a background check. They get your driver's license. You fill out a whole bunch of information, and then you come back. Yeah, it takes about 10 days. Then you come back and you can get your firearm. And then most of these places say, hey, you need to, you know, you— if this is your first firearm, you need to sign up for lessons.

Most places, right?

Most places.

The pawn shop ain't signing you up.

Pawn shop's not doing that. And you got to remember, there's also people buying collectible items, right? And you got all these gun shows. It's just not gonna— what they want, what the government wants.

So it looks good. It sounds— to me, it's the, the intention is great.

Like, it's great intentions, right?

Like, they have great intentions so that if, you know, if whatever, I walk into a gun shop and I'm like, you know what, I'm gonna buy this pistol, you know, and then ding ding ding, then, you know, like, sell you the pistol.

If ding ding ding goes off, they ain't giving it to you, whatever.

But I'm saying you through a database, they do a background check. But for, uh, for all intents and purposes of like the climate of the world as far as mass shootings and all this other goes, I could see why that would make sense, because right now it's difficult for them to be able to monitor everything you purchase.

Well, they can monitor guns easy. What they do— all they need to do is set up a national, uh, database. When you go buy a gun, it all gets registered.

But that doesn't get—

no, no, that would take care of the whole problem.

No, it wouldn't, because there's billions of guns already out there.

I understand that, but it would take care of the problem moving forward. Moving forward, yeah, what they want to do is not going to take care of the problem. They're just taking a Band-Aid and throwing it, throwing it on a gaping hole.

I get what they're trying to do, but yeah, no, it's a giant waste of time, right?

It's just they're just wasting everybody's time and cause people to spend a bunch of money, and then at the end they're not going to get any data. So it's just like all this P2P payment stuff, right? You don't know what anybody's buying when they're doing it. If I say, say to you, hey Justin, I need some weed, and you go, great, send me some Apple Cash, and I'll send it to you.

I don't take Apple Pay, man.

Okay, what do you take?

Uh, Cash App.

Cash App. I Cash App you $50 and you give me a bag of weed. That's it. And then, you know, we made the joke last time, Ice-T pops out, hey sucker, you're under arrest! You're under arrest! But I'm just saying, they don't know what anybody's buying with any of these what's going on with any of this money moving back and forth. Meanwhile, they're worried about, oh, should we legalize— just legalize marijuana already. It's a whole— it's just creating a hot mess, man. And you know, these P2P things, we talked about the pros— fast and easy, right? The cons— no, there's no consumer protection, there's no chargebacks for consumers, and you don't— there's no refund. Some guy gives you some oregano You can't call up Zelle and go, hey man, I bought some weed.

Well, you could depending on the state. Do anything depending on the state, I guess.

I don't know, they don't take Zelle like when you go to work.

And like, I'm surprised more dispensaries don't. How would they know?

They take cash.

How would they know?

See too many Zelle transactions going into a bank account. Account, it would get cut off. If you start selling, taking a bunch of Zelle in, then the bank's gonna have a little— that's why I told you, the people doing that, take a bunch of—

I can't wait to go to New York. I got to see how they're doing it out in New York.

In New York, it's crazy. They do.

I heard you go— they're selling it in Central Park right now, and there's people set up with tables in Central Park.

Oh, you got to take pictures I cannot wait to go. That's crazy. But you know, it's the, you know, but meanwhile all that's going on and then our guy Ross, right, is stuck, stuck in jail for life. They put him in jail for life and it's not good. I wonder how many other people are in jail for life for, uh, facilitating, you know, where's, how come like they didn't arrest Jeff Bezos?

I mean, I'm going to tell you right now, what about Mark Zuckerberg?

He's facilitating.

I guarantee you that he is facilitating.

Yeah. You have that Facebook—

illegal firearm sales, stolen market goods, drugs.

When we first started doing CBD, I would have these guys, I was like, how are you selling your CBD now? Oh, I sell it on Facebook and I have people selling me money, cash-happing me money, and they're selling Kratom, Delta 8, Delta 9. At the time, all of it was not even legal, you know. Then we started offering CBD credit card processing And these guys are sending me bank statements with, I mean, every P2P payment possible on there. It was crazy. We would show it to the bank, they'd be like, wow, man, that guy sells a lot of CBD.

So in all intents and purposes, the, the— this is not about clickbait at all. Like, it's literally something that we've been talking about and discussing and trying to— like, you, you can't prove it, right? Like, obviously we just know that it's going on, but we know for a fact that people are using these apps to purchase illegal goods and drugs specifically. Um, so I, I just wonder why none of those, the, those companies are, you know, getting shut down.

Why isn't the government like calling them into, to the, to, uh, Congress and hauling all these people before and go, hey, we want to know what is everybody buying with all this stuff? What are you paying for? Are you paying your lawn guy? Or you paying for some weed? There's people paying for weed. Like, what's going on with these apps? I mean, you wanna— you know, they're talking, you know, I don't have—

I don't know how to regulate it. I don't have an answer for that, right?

Regulate marijuana, just make it legal.

No, I'm talking about the apps. I like— I don't know how to—

listen, every one of these apps has had complaints before Congress about people getting ripped off.

That's a fact.

People getting scammed out of money with these apps and everything. They let these apps get— listen, Congress always says the same thing: innovation outpaces regulation. They don't even know what to do. And these apps, the people that own these apps all have so much money, right? They're just paying everybody off in Congress, right? It's all— they're all getting paid off under the table. I'm sure Nancy Pelosi owns stock in most of these companies.

Oh, I'm sure.

Okay. And other Congress people, and everybody's getting paid off. It's like, I watched the movie with Eddie Murphy called The Distinguished Gentleman. It's actually the funniest movie. He's like, man, if I ever, if I ever did this stuff in the real world, I'd go into jail. He goes, in Washington, DC, it's all legal because, you know, you got lobbyists.

Lobbyists, that's a good movie. I haven't watched that movie in so long.

That's a great movie. The Distinguished Gentleman. Yeah, he gets elected on a whole sham using the guy's name that died, and then he goes to Congress and then he runs a whole bunch of, uh, Eddie Murphy was in a bunch of classics. Oh yeah, that was a great con man movie, you know, and he cons.

Okay, since we just got into movies, what's your favorite like, uh, drug cartel movie or, you know, drug cartel, you know, New Jack City.

That's a great movie.

Oh, that's a good one.

That's a great movie. Ice-T is in it. Dang.

Wesley Snipes.

Wesley Snipes. Chris Rock. He played—

he was Mario Van Peebles.

Yeah, Mario Van Peebles. Oh yeah, that was a great movie. Had a lot of, uh, activity in there. Yeah, up and coming. Judd Nelson was in there. Judd Nelson. Yeah, he was in there.

I would, uh, yeah, it's probably my number one. Number two would probably be, uh, Hateful. Scarface.

I—

Scarface is a cult. I mean, it's time— I don't know, I, I tried watching it not too long ago.

I was, meh.

It's just the watching movies from the '80s or actually like the early '70s, right? Late '70s, I mean. And trying to watch them now, it's a little tough to get through sometimes. It's a little grainy, man.

Scarface was crazy.

They've, they've redone Scarface so many times to like— it still looks like crap and it's 4 hours long.

Funny, they put it in the movie theater, didn't do anything, and then it hit, uh, you know, the you know, streaming, VHS, video and all that. VHS, it blew up.

Oh, you mean when it first came out? Yeah, yeah.

Do anything in the movie theater.

Now, my, mine would probably be Paid in Full next to— yeah, that's, it's like my generation of entrepreneurs.

The entrepreneur weed movie.

It's not weed. Oh, drugs. Yeah. Okay, cocaine specifically.

Cocaine.

Okay, well, the drug trade.

I mean, listen, Chi-Ching Chong, Up in Smoke, that's the original.

So the, the reason I— so the reason why we— the one reason why I always say this too is like, because there's no cash anymore, right? Like, so like, people who are getting— typical drug addicts, right?

Right.

They're getting these— they're getting cards that are preloaded with money, right? And they could connect them, getting their Social Security, so they connect them to the Cash Apps, right, and the Venmos, the Zelles, etc. And so that's how they're using the government money. That's great to pay for their drugs.

Government's paying, giving the people that shouldn't get—

no, you shouldn't say shouldn't get money, but they're not—

shouldn't get money. I'm saying shouldn't spending their money on drugs?

Possibly, yes.

Well, it's just like EBT, right? People go in and they use the EBT card in a bodega, the guy sells them whatever they want.

A 40 and a pack of Newport 100s, right?

Whatever. And then— and they're not supposed to be doing that, but they do it.

I mean, they've been doing that since I was a kid, bro. I bought cigarettes, Marlboro Reds, with a note at like 5 years old for my mom with a pamphlet of paper food stamps, right?

Yeah.

So I mean, the government's been funding the drug trade forever. Don't drone us, please. This is all, you know, I mean, we're just talking this podcast, you know, we're all— this is all alleged. Allegedly, the government is funding the drug trade. Um, they are definitely probably the biggest importers of cocaine in the world. Never mind, I'm just talking Yeah, man. So I really do think that they need to figure out, like, they did the, the peer-to-peer thing is no longer peer-to-peer.

No, it's definitely, it's gotten out of hand. And the other thing is you go in the Apple Store and all that, and there's more and more apps appearing all the time doing this kind of thing. And they go through the, you know, that we've talked about neobanks You know, and those are their sponsors. And you know, everything's just getting, uh, every— everything's just, just getting the water a little muddy. Muddy. Yeah. You know, meanwhile, you know, we have other businesses that can't get credit card processing for, you know, they don't understand what they're doing. They could get credit card processing. The people that sell marijuana-related products, there are banks that will take you for credit card processing.

CBD.

I mean, you know, we see the, you know, the, the DEA all of a sudden, you know, made Delta 8 and 9 illegal. Meanwhile, it's still being sold all over the internet.

It's being sold all over the country, sold everywhere.

You go into a, you know, it's crazy. It's hard to get a merchant, a merchant account, so they sell CBD or kratom. I don't think the government's like walked into a gas station recently not like Wawa, but you know, independent gas station. They sell everything in those gas stations. Everything. Anything you want.

Definitely sell everything, man.

I guarantee if you walk in an independent gas station, they're selling CBD, Delta 8, 9, kratom, maybe even weed. Maybe. I'm not sure about that. Yeah, but the rest of it for sure.

And you can get your oil changed, a full tank of gas, a hoagie, uh, a shake, shake, an icy, and icy.

Yes, not at 7-Eleven.

And a paleta.

Yeah, churro, one of those hot dogs going around the thing that turned green. Churro, churro, a hot dog. I had a friend of mine that he would go to gas stations and he would find like the one that had like hot dog that was in there, that was like a rainbow of colors, and he would buy it and then dare people to eat it.

Why?

Because he was crazy.

That's disgusting.

We were in a bar once, there was a hot dog spinning around in the bar, man, it looked so scary. He goes, I'll pay somebody $20 to eat that thing. So guy was like, I'll eat it. My friend gave him $20.

No glizzies for Jay, man. No thanks.

No way. I wasn't going near that.

So yeah, man, let us know what you think. Let us know if you think of—

you think Ross should get out of jail? Let us know. Ross, free Ross!

Come on, free Ross!

Free Ross! Free Ross! Free Ross! Ross is in jail, and you know what it is? Exactly. No, but I'm just saying, you know, the government is worried about all these crazy things, and this P2P thing is completely out of control. P2P payment networks, it's completely out of control. I mean, believe me, if— believe me, some people some businesses try— during the pandemic, tried to operate on this. Then they put the $600 rule in. They found out, and then all these companies added tons of fees, right, when they found out. And it became more expensive than credit card processing.

Yes, it did.

So they raised the fees up on all of this when you started doing tons of transactions. And then people started to realize, hey, it's not such a good idea for my business to be using all these things because I had a client of mine, they were using Apple Pay directly and Google Pay directly. They found out real quick people could reverse those transactions and they had no right as the merchant to fight them as a chargeback.

Why?

Because there's no, there's no mechanism and it's not designed to do that. The person just said, I didn't get the goods. And then Apple Pay gave them the money back. I said it's not a merchant account.

So many ways to scam, man.

None of this stuff is a merchant account. So for merchants, if you're taking Apple Pay and Google Pay and you're signed up with them directly, you can't— you're not protected. Somebody gives you that, they could just go to Apple Pay, I didn't get what I paid for, boom, you don't have proof of delivery. That's it. They don't even investigate it. So the the client had to stop using it. And then for consumers, you send somebody money through this, right? And then you don't get what you pay for. Like Justin, you had one of your—

yeah, I tried to buy a PS, uh, no, the Nintendo Switch. Oh, my daughter bought the— yeah, she got— she tried buying a pair of sneakers, right?

You send somebody $200 for sneakers, you can't call Cash App up. I don't know who owns— or you can't call Jeff Bezos say hey, or Mark Zuckerberg, hey, I sent $300 through Facebook for some sneakers and I didn't get them. You can't call these companies, there's no phone number. It's not like your credit card. Use credit cards. Credit cards gives you protection as a consumer, right? And as a business, you also don't have much protection from these companies when you're taking money from them. It's very easy for people to do dispute, somewhat, on some of these, like PayPal. They can dispute, um, Square. People can do a dispute. They got this Square Cash thing now, which is new. Google Pay and Apple Pay, I found out people can dispute those and then get the money back, and the merchant's screwed. On the other hand, consumers can get screwed even worse. There's no consumer protection on these.

So stop buying your dope with PayPal. Anyway, uh, yeah man, Rick Ross was selling dope on his iPhone, what, like 8 years ago? So I'm selling dope straight off the iPhone. He said it. Yeah, so not me. Anyway, uh, yeah man, tell us what you guys think about the, uh, drug trade in these P2P apps. And please don't forget to follow B2B Vault Podcast on YouTube. Hit the subscribe button, turn on notifications so you never miss another episode. Leave a comment under there, you know, check us out.

Yeah, and free Ross. Everybody should be hashtag free Ross. Look him up. Most people don't even know who he is. Yeah, we didn't know who he was, and then when you read the whole thing, we were shocked.

I forgot about Ross. Yeah, I really did.

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