Chase Bank vs Fraudsters! | Imagine Getting TICKETED On A Test Drive! | Biz To Biz Podcast
30 Oct 2024 · 30 min
In this informal, conversational episode of the Biz to Biz Podcast, co‑host Justin (with an unnamed second speaker) covers a wide range of current‑events topics while interspersing pop‑culture banter. The discussion jumps from a brief digression about Snoop Dogg and other celebrities to concerns about ballot‑box burning during the U.S. election, then shifts to a positive environmental story about dam removal in Oregon’s Klamath Basin that is helping salmon return after a century. They critique a Texas test‑drive licensing fine system, warn small‑business owners about an upcoming Google My Business ad‑policy change that could block ads for home‑based businesses, and analyze Boeing’s massive $21 billion stock‑buyback amid ongoing labor strikes and financial losses. The hosts also detail a series of lawsuits against Chase for allowing fraudulent ATM check‑deposit scams that have cost millions, and they touch on the Lil Durk murder‑for‑hire arrest, the pervasiveness of digital footprints, and assorted conspiracy‑style chatter. Throughout, they stress caution online, advise listeners to protect their privacy (e.g., Faraday cages), and close with a reminder to keep “loose lips sink ships.”
Chapters
You are now watching the Biz to Biz Podcast with Allen and Justin. Yo, what's up, everybody? It's Justin, live from B2B Vault, the Biz to Biz Podcast sponsored by Nationwide Payment Systems, hosted by this guy, the Garth Brooks of payment processing himself, Allen Kopelman. What's up, bro?
Not much. What's Garth Brooks' famous song?
I don't know.
He's just got like a big cowboy hat.
Listen. I know I like sports and I tend to have a long list of names.
Yeah.
But we're encroaching episode 300 here.
Okay.
And my Rolodex has run short.
We're gonna start going through country music stars now?
At this point, I'm kind of just running off names that come to the top of the dome.
Okay. You can go be the Snoop Dogg of payment processing.
Soon, yeah, if they vote yes on 3 down here.
We're gonna have to vote yes on 3. I actually saw a funny video of Snoop Dogg. He just like, somebody had a party bus and he just rolled the party bus, stopped like that, and he was outside and he just like got on the party bus and lit up a fatty.
Nice.
Started partying with everybody.
I would be hard-pressed to believe that that wasn't staged, but you know, you never know.
The people were shocked. You should just— I don't know, who knows, maybe it was fake.
I mean, if this happened in California, it's the land of paid actors, so sure, it wouldn't be hard to get a busload of paid actors. What are they, extras?
Well, he's on like that— he's on The Voice now, so you know, he's kind of like—
I wouldn't be surprised if Snoop runs for like alderman of Long Beach or something. At this point, no. I mean, dude is like the, the spokesperson of it for hip-hop. Like, he's like the, the chairman.
I don't know about that. It's for everything. It's like Snoop was on the Olympics. Snoop is doing a cooking—
I'm saying, as Martha Stewart, he got his— what is it? He cut his teeth. Yeah, hip-hop, right? You know what I mean? And then he just like elevated into—
he doesn't have his own record label now.
Well, he bought Death Row Records.
Yes.
Uh, I mean, he's just— shout out to Snoop, man.
He's an entrepreneur.
He's very much so an entrepreneur. Yeah, yeah, yeah, yeah, yeah. Shout out to Snoop. Shout out to Corrupt and, um, Daz, all those guys.
I wonder how he's going to do on The Voice, if he can produce a winner. Be interesting.
What is— what is the— he's got to be a— what is he, a judge?
He's like— so what they do is they have their chairs turned around, and then the people are singing, and then they have to turn around. And then depending on how many people turn around— so it's him, Michael Bublé, Reba McEntire, you know, the country lady, and Gwen—
I used to have a huge crush on her.
And Gwen Stefani.
I had something for redheads when I was a kid. Yeah, yeah, her and Punky Brewster, bro.
Her and Punky Brewster.
Okay, did Dolly Parton have red hair too?
No, blonde. Yeah, no, no, not Dolly Parton. Redheads, let's see, famous redheads. I don't know, Punky Brewster, Ginger from Gilligan's Island.
Oh my God, yes, her. What was the one?
That was like the funniest company. Three's Company, there was no blonde, there was no redhead on Three's Company.
The chick on Three's Company is blonde.
Suzanne Somers?
Yeah, she was, she was, yeah, I just had a thing for her. Watched plenty of nights of that show on the black and white television.
What about Addams Family?
Morticia?
Or the daughter, the normal daughter, the blonde.
Wednesday?
No, no, the blonde. She was like in college or something.
I don't even remember.
It was like a blonde.
What?
Yeah, what about I Dream of Jeannie? Barbara Eden?
No, that's too old for me.
That's too old for you? No, way too Bewitched, too old. I don't know what kind of shows like from this—
I was in the— I was born in 1980, bro. Okay, so I mean, Baywatch, The A-Team. Baywatch was cool. Pamela Anderson. Yeah, that was—
there was a lot of hotties on. What are you doing down Rocky. Yeah, Rocky's invading the pod over here, getting scratched.
I don't know.
All right, so what do you got for a story today? Were you depending on me to come up? I mean, I got a bunch.
The, the thing, I don't know, man. I, I don't— I'm not trying to get into politics. I just, I just seen this.
Okay.
And it's messed up, but people are Burning down the ballot boxes.
Oh yeah, I've seen a bunch of that all over across the United States. Yeah, they're going into the ballot box. Antifa over there.
And well, you're speculating.
Okay.
No one's— no one, you know what I mean?
It's happening in Seattle and Washington.
It's happening everywhere.
Right.
Everywhere. So I don't know why they're burning the ballots. They don't obviously don't want the president race to go through. Technical difficulties in the studio.
No, no, don't bite him!
Don't do it!
What am I gonna do?
He's got the camera, so you're gonna have to get the—
Okay, I got it off him. Okay. We had a small technical problem. Rocky got tangled up in a mic. Uh, okay, whatever. We'll just keep going. Why stop? It's funny.
Um, so yeah, that shit is crazy. I just didn't— yo, all right, I'm speechless.
You're speechless on that?
Well, you're— now you're moving the sign. I'm sorry, the whole podcast. It's gone to shit, hell in a handbasket. So yeah, I just think the people obviously have had enough. I don't know, you know what I mean, really what to say about it. Like, I don't want to get in depth on like what I feel or anything about it because it's probably not what we want to talk about.
Okay, let's not talk.
What I am saying is that people are definitely not feeling this presidential election for whatever reason. In and people are going to do whatever they can to disrupt it, disrupt, stall, or whatever the plan is. I don't get. So like, I don't know, I, I'm saying all this is like, just be mindful out there, y'all. Ladies and gentlemen, don't burn the ballots.
Yeah, there was another— they busted some postman and he was throwing them out in the field.
I saw a video on Only in Dade. Some dude was driving down the street and found a whole box just in the middle of the street.
Yeah, it was thrown out by the postman.
No, no, no, no, this is a different video.
Oh, different one.
Just, yeah, like, this was just a box.
Just— were they blank?
No, it was sealed and everything.
Wow, that's messed up.
So, I mean, I don't know if that was like, you know, recent, you know. They don't—
so, another thing along those lines, I go into my Coinbase the other day.
Uh-oh.
And It says, you know, balance, today's return, and then this is the thing that I don't like— unrealized return. Why are they tracking that? Well, because Kamala Harris wants to tax unrealized gains. That's just wrong. Like, they put it in there. Did they know something at Coinbase that we don't know?
Obviously.
I don't like that. That's a little shady to me.
There's a lot of shady shit happening.
I don't—
that's why it's been hard for me articles, bro.
Okay, I got some good—
there's not a lot of good to talk about. Even the stuff that you're talking about on business, there's— I don't know, there's not a lot going on. I have a positive thing though.
Okay, what's here?
I have a very positive thing. So you know I'm all pro-environment, right? So you know there's a huge push to clean up our waterways and get the rivers back. You know, back in the day, you know, our— the founders and, you know, the people who are laying down the foundation for the United States built a shit ton of dams and in doing so wreaked havoc on the environment, right? And one of the main reasons why the West Coast is always in a drought is because there's huge dams that are preventing water to come flow naturally. So there's a foundation, um, that is going across, you know, they're, they're— I wish I would have wrote down the project name. It's like Project something, whatever. Okay, Project Clean Waterways. It's— that's not it, but, um, so they got approved to put— to start just, you know, cleaning, destroying dams in Oregon because the salmon can't go to lay eggs right where they're naturally were going. And you know, our salmon population is dwindling. Yes, crazy, right? You know what I'm saying? So that's why two small fillets cost you $10 when you go to the grocery store.
Now you should go to Costco.
Well, sasakai salmon, yeah, they got it there. Well, $8.88 or whatever it is.
Okay, you know what I mean?
But So for the first time since 1912, in the scene in the Klamath Basin in Oregon, they saw salmon.
Wow.
So that, you know what I mean? When I'm scrolling and trying to find the positivity to look at, you know what I mean, in the world today, that was something that crossed my path.
So I was—
that made me happy.
So I was watching the Joe Rogan podcast the other day.
Oh, I know you were.
And he was talking—
your friend was on there.
I know, 3 hours.
I couldn't do— I could not—
3 hours. It was a 3-hour interview. I couldn't—
I'm— my head was spinning, bro.
I'm like, they talked about everything for 3 hours. It was pretty interesting.
I couldn't But all right, teach us.
Okay, so, but one of the things they were talking about was the water in California and how like the states that are above California, what you were talking about, how they're blocking the flow of water.
Absolutely.
Coming into California, and that in California at one point there were all these huge massive lakes. Yeah. And California closed them all up and then stopped all the water flow, and now there's like drought there that's been going on for a couple of decades. It's like 50 years, right, of this drought, and it's all caused by this flow of water being stopped from Oregon. Yeah, from Oregon and Washington.
Well, it starts—
and it's all going out into the ocean instead of flowing down to California to help with everything from forest fires to farming to keeping the, uh, people's lawn green. I mean, it's just ridiculous.
The natural ecosystem, they disrupt it. Yeah, it's just like what they did in the Everglades.
Yeah, well, in the Everglades, they let the water—
I keep seeing this, the, the whatever they're doing, Project Everglades. Yeah, like, but what are they doing? I don't see no— they always say they got this money, they got the money.
They're trying to stop the red tide. What the—
I mean, the Everglades. Yeah, yeah, right, whatever. But, but that's cool, man. I, I mean, that's— they do need to fix that shit, dude. I feel bad for all the people on the West Coast that, you know, whatever. It's not like they can have grass, but if they wanted to grow some vegetables or some shit, right?
It's messing up all their ecosystem there. So here, so here's like a funny story I came across, and I saw this a few times. In Texas, for some reason, there must be some procedure that takes a long time or something, but car dealers are supposed to put a temporary tag on a car when they take it out for a test drive. And I know, like, I've test-driven a car before here in Florida, and they always go and put a license plate on there, the magnetic dealer plate, whatever, right? And you go take your test drive. So apparently, like in Texas, they have some procedure that must be taking too long. And these car dealers start— have been getting warnings that they need to put these special license plates. Maybe they have to pay for them or something. I have no idea. On these cars before they take it out for a test drive. And the cops have been pulling people over and they get fines. And who gets the fine? Not the car dealership. The guy test driving the car. People are getting fined $150, $200, $300 because the more times the car dealer does it, the fine goes up. Fine goes up. One guy got fined like $250. Some other lady got fined $350.
That's not okay.
And I was like, and one guy's suing the car dealership because the car dealership said they're not paying it. I think that's wrong. Like, they did it. And I don't know, maybe somebody knows why.
I don't see how the police can ticket the driver because they're driving. No, but it's— yeah, I guess they do that no matter what. So yeah, exactly. If I was driving someone's car in a place where expired, I'd get that ticket.
You're driving exactly crazy. Now here's, here's—
get that shit together, Texas.
Yeah, exactly. Car dealers, don't do that to your potential customers. So here's another— I'll get to this story's up Justin's alley. So this just came out this morning. Google is going to make a change to their ad policy. So they have a new ad policy coming out November 21st, which that's coming up pretty quick. Did you hear about this? Keep going. So if you don't have a Google My Business or the information in your ad doesn't match your Google My Business, then they're not going to run your ad.
Yeah.
And they said that's going to cause a huge problem for especially like people with a home-based business and things like that.
Well, a lot of people just don't understand that they can have a Google My Business and have a home-based business. They don't have to display their address, right?
You just gotta You gotta claim it and register it.
Well, you just have to do the— follow the step. It tells you what to do if you read, like, literally, and you follow the steps, right, when you're verifying your Google My Business listing, right? Because 9 times out of the 10, you already have one, right? If your business is— they've got an LLC, right? Or if you got a website, or if you if someone has taken a picture or checked in at your place and said, hey, I'm about to have this meeting with Allen Kopelman.
Yeah.
Google registered that shit.
Oh yeah.
9 times out of 10, it's already there.
I see a lot of them.
You just have to correct it, verify it, and, you know, make sure that it's filled out properly. But yeah.
I see tons of them. They say unclaimed, unclaimed, unclaimed, or it'll say Like somebody, let's say I know a guy, he bought a restaurant, but then he kind of like changed the name of the restaurant a little bit. But I told him, I said, dude, the old listing shows closed. So if somebody doesn't know that, you know, there was customers going there before, just because you added the name pizza to it, why'd you do that? Yeah, you got, you should go in there.
Did he open it back up?
No, he made a new one. I was like, I don't— I said— he was like, oh, I don't have access to that email. But you could have done something, I don't know, merge it or something.
Well, he would just have to tell the guy to— you can, you can transfer it. Yeah, you could transfer.
Whatever. You got to take care of this because otherwise it's going to mess up your— it's not gonna— it's gonna mess up your online presence, and it's free. Don't—
right, listen. Now, if you want to pay somebody to set it up for you, that's one thing, but don't let somebody swindle you and make it sound like— a monthly fee or whatever, right? It's, it, it's a very simple thing, and every business owner is very capable of doing it themselves. It'll take you 15 minutes, 20 minutes at tops, right? If you have your logos, you know, your pictures, some images, or whatever product that you sell, or whatever it is that you do, just make sure you have all that ready. Yeah, have you the— if you have a phone or whatever it is that you use to scroll the internet, put the instructions, the, you know, step-by-step from Google here. Do it here on another screen or your laptop or something. It'll be— it's very easy.
It's not—
it's not a difficult thing.
Get her done.
Yeah. But the other thing that I was seeing too, did you hear about Boeing.
Boeing. What about Boeing?
What happened yesterday? I guess they were like, they were selling stock. Yeah, they made $21 billion.
That's crazy.
It's the most ever.
Oh, they released some more, they sold some stock, right? Back or something. Yeah, stock buyback.
And yeah, some, some crazy. And they've raised $21 billion.
I heard they need—
and it was the largest ever by a public company. Wow, that's crazy. Yeah, they need the money bad because like on top of all the disasters that's happened, right, Boeing, they're in the middle of a strike, right? And that is costing billions of dollars.
Yeah, it's costing them.
There was, uh, listening to one analyst talk about it and he said even with this $21 billion, that's just a Band-Aid. He said that's not right because they're already at a loss of almost like $18 billion for, for this quarter type, you know what I mean? For not this quarter, but last quarter, right? And he says he doesn't see that recovering. Like, I don't—
you know what I mean?
Like, what are they gonna do?
But is it too big to fail?
It's obviously too big to fail. The government's going to bail them out, I feel like.
Yeah, at some point something's got to happen. How come—
this is something that I was thinking about.
Yeah. How come the United States military doesn't run are like the, you know, airplane manufacturing? It's a really good question. That's why they always talk about the industrial military complex and all the people involved in that and the companies involved in that and how they basically—
and I'm not saying like money from— I'm not saying like the military running the airports, right?
And I'm not—
I don't want to go to the airport and there's, you know, like in a third world.
I know you're talking about the manufacturing, just manufacturing, the operations, right?
You know what I mean? The infrastructure, right? And still have the airport staff like it would be. It's just the shit that you don't see is ran by them, the military. For me, that just would make me feel very safe, right? I would feel—
in Israel it's that way— trustworthy.
I mean, it's ran like that every— in every other country.
Well, the military is running airports.
Like, you— from what I've been told, I've never flew out of the country, but when you land at another airport, you ain't seeing cops.
Yeah, they have military.
You're seeing the military.
Yeah, most countries there's military at ports and all that. We don't have that. No. So here's a, here's a crazy thing. So there was this thing going on on TikTok, right, where this guy was showing people how you could go to the bank That doesn't work at every bank. And deposit a check at the ATM machine.
A lot of banks stopped doing that. Right.
Apparently Chase is still allowing that.
Chase is always getting scammed, bro.
So you go deposit a check.
That's scammer— that's a bank that's scammer friendly.
And whenever you put a check in the bank, even if I go take a check to the bank, a portion of that is always available, like, now. So, like, let's say you take a check for $3,000, they might tell you, based on your balance or based on whatever, uh, $2,000 is available. So I started showing this on TikTok, and people ripped off Chase for over— they say it's a few— it's into the millions.
And JP Morgan's suing them, right?
Well, no, it's part of— it's JP Morgan and Chase is the same company.
Someone is suing Chase though.
No, Chase is suing people now. So Chase—
that's what it is.
So Chase has got—
I read some of them.
They got 4 lawsuits that total $662,000. One is a guy who deposited a check for $335,000. Somehow the system allowed him to gain access to $291,000. The check for $335,000 bounced. Right. And the guy— people were— the guy had access to the money. So the guy got online, started spending the money. He started— took some cash. Obviously, you can only get like $1,000 out of the ATM per day. But the guy also started spending the money like out of his bank account and they're taking him to court. I don't even understand how this is being civil and these people aren't being held criminally liable.
That guy, he's going to be going to the Fed joint. Right. So that's fraud.
So then they got other people who like put in checks for like—
the fact that Chase let them get access to over almost $300,000 is crazy, right?
So the, so the problem is, is that, you know, other people were doing it for like hundreds of dollars, like put in a $500 check they knew was no good, maybe something old that they had laying around, and they deposit, then they got access to money. Obviously they recovered a bunch of the money. Because people put money in and out of their bank account. But apparently, like, they're— the losses are in the multi-millions of dollars. And this guy had it on TikTok, and all these people were making TikTok videos of them doing it. So they got evidence because all these idiots posted it on TikTok. Like, how crazy is that?
I mean, we can— yeah, we could talk about The— I don't know if you've heard of the, the rapper Lil Durk, but no, it's a guy, he's out of Chicago. Anyway, he got arrested in Broward County for murder for hire.
Wow.
Uh, yeah, these, these rappers and these— the young generation, yo, like I was one of my OGs. Shout out to Flip, bro. If you still— if you watch the show, man, I love you, man. You'd put us through straight up boot camp and training day when we was 14 years old, bro. Like, the one thing he would say to us, yeah, loose lips sink ships.
Of course, that's true. We always say that.
And, you know, I grew up in the era where you wouldn't take pictures, you know what I'm saying?
We didn't have any—
we didn't have anything. But even if someone did want to take your picture, it wasn't happening. Right, right. So, and there was never no like paper trails. Like, this guy, he's a C— you know, he owns his own record label, whatever. He's got a whole management, dude.
Everything's a digital footprint today.
They literally have paper trail from him giving the, like, the credit card to the guys, the guys catching the airplane to California, the guys getting the rental cars, the guy— it's like What, bro? Like, are you kidding me, man? This Lil Durk, I don't know what he's worth. Like, I would assume that he's got a couple million dollars, right?
Right.
Like, they say he's worth $60 million. I don't believe everything.
Well, you know, that's net worth.
That's true, right? What I mean, his chains, his chains is probably worth $10 million, right? Like, he puts all his— I mean, his jewelry is chunky, but But whatever, like, more than Flavor Flav. These young kids, they're audacious with the—
oh, that's crazy.
They're like, it's just crazy. Yeah, I don't know.
Mr. T used to be the guy with the jewelry.
Everything is like 5 times the size of what Mr. T would, you know what I'm saying? Like when the big dookie ropes that Run-DMC would have, that's what everybody's wearing now. And then like Cuban link chains are like this big.
That's nuts.
Like, your neck has got to be killing you. But yeah, man, this guy's supposedly worth $60 million, and now he's about to be— because the, the murder happened in Cali, right? So there's the death penalty is in Cali.
That's nuts.
So he is—
oh, they actually killed somebody?
Yeah.
Oh, now the guy's done.
And one of his homies was wearing a wire for like mad years.
Wow.
I'm so—
you might end up in the cell next to Diddy.
Diddy ain't making it to no cell.
He's in jail now, right?
I'm saying like, I don't know, it might be—
he might—
the list is out apparently. There's like 100,000 people on that list. Well, every celebrity you could think of is on that list.
Well, they got pictures of certain people that probably gonna take— I mean, listen, if Hillary Clinton's on the list, he's in a lot of trouble.
Everybody's on that list, bro. Everybody.
Okay.
And that's why he had the tapes. I get it. That's— but that's blackmail, Puff. Sorry, like, you're tripping. You're, you're barking up the wrong tree.
Listen, they still haven't released all the Epstein lists.
Yeah, where's Epstein?
Listen, they got him stashed on Epstein Island.
I see somewhere. I've seen this one dude. He's nuts, bro. What's his name? Uh, shit, I can't remember his name.
What, a conspiracy theory person?
He was part of Nickelodeon. Oh, uh, Mario.
Anyway, man, Mario Lopez?
No, no, no. No, no, no, no, no, no, no, no, no. Shit anyway man he always has like these wild— He says like wild things and he's like Jeffrey Epstein turned into Koi Leray or some shit.
Oh whatever who knows?
Yeah he's crazy man but yeah man that's all I got bro. That's all I got.
All right well let's see. That's the whole dealio.
Loose lips sink ships man keep your mouth shut. Don't do stupid shit. The internet, everyone is watching. Like, if you think that the feds or the police aren't listening, or they've been around before the internet was around, so if you don't think the cops is on the internet, bro, you're tripping.
Exactly.
Don't do stupid stuff on the internet. They're on all those apps, they're everywhere, and they can digitally track you very easily.
Exactly.
No one has— what do they call— Farin bags?
Faraday cage.
Yeah, you're not doing that, bro. You know what I'm saying?
Surround yourself, Faraday cage. Yeah, you know what I mean? But then nobody can get you.
Watch Mr. Robot, you'll learn a lot. All right, all right, man. Peace, peace out.
Carpe diem. B2B Vault, smash that button, subscribe, share with your friends.
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