The Future of Cannabis Payments: Unlocking the Green Economy - 420 Special | B2B Vault | Episode 157

Yo, what's up everybody? It's Justin live from B2B Vault, the payment technology podcast sponsored by Nationwide Payment Systems, hosted by this guy, the Nolan Ryan of payment processing himself. Allen Kopelman, and we'll be providing you educational information about fintech, small business payment processing, and the technology businesses are using in the world today. And in today's special, it's 4/20, uh, so in honor of 4/20, we'll be talking of all things cannabis, uh, CBD, hemp derivative, whatever you want to call it. Uh, yeah, man, So I hope everybody's enjoying their holiday, or AKA Holla Blaze. Um, I'm in the office, I'm not partaking right now anyway, so whatever. Um, yeah, how, uh, has your day been so far?

It's a little hectic. It's funny, right before we, you know, we talked about the podcast and I got some referral from, uh, something.

Oh yeah, the guy wants to be a partner.

Wanted to talk to us. Yeah, that was pretty interesting.

I mean, since the, uh, we went to that Alternative Products Expo, my email has been just non-stop, uh, of people trying to sell. Well, yeah, they're trying to get merchant accounts, they're trying to do it. It's just like, bro, here's the link. Fill out the application. I don't know, it's pretty easy.

Uh, yeah, you can't sell anything that's over 0.3 or 0.03, whatever you want to call it. Everybody has to have the COAs, which is the certificate, you know, authenticating the product and the, and the, and the strength of the product in your state. Yeah, but everything, as long as everything is 0.3, yeah, it's all good. The banks say then it's up to the merchant to follow the rules, you know, like if they're not supposed to ship to Louisiana, don't ship to Louisiana. They're not specifically like enforcing that, you know, like onto the merchants. The 0.3, as long as they don't care what the product is If you got an edible, a drink, a vape, this, that, a Delta 8, 9, 10, 29, whatever, as long as it's 0.3 and it's derived from hemp, yeah, you can sell it.

There you go.

That's the, that's the rule of thumb. And a few more banks have started to jump into the game. Hey man, but you know what, they're specific.

You know where this, that this came from? What? The phrase you just said?

What was the phrase?

The rule of thumb.

The rule of thumb. Where's the rule of thumb come from? I don't know.

It's terrible.

It's terrible. Okay, we won't talk about it.

No, I'm gonna talk about it. Okay, let's real quick. The rule of thumb back in the day was it was okay to beat your wife with a stick no wider than your thumb.

Well, that's bad.

I shouldn't say that. No one should ever use this.

I didn't know that.

Well, I'm educating you. Okay, the rule of thumb thing is fine.

Okay, the banks follow the rule of 0.3 or 0.03.

Yes.

They want to look at all your COAs that have to be less than 12 months old. Right now, the banks are favorably accepting new merchants and existing merchants that are manufacturing and selling. So that's where the trend is going also, people that are making the product and selling the product directly, whether it's retail.

Yeah, that's how, uh, um, Highly Edibles is, you know, they manufacture all of their own food. They have a kitchen where they make all of their— they process and package everything.

So as long as you're— and, you know, we did some companies recently, B2B, so they're selling their product to stores. B2C, that means the business is selling direct to consumer. And a lot of the companies who are selling B2B, like let's say I want to sell my product and Justin has a smoke shop. I'm going to sell it to Justin. Then Justin specifically, you know, he, you know, he wants to pay by credit card or his debit card because he's trying to, you know, float, you know, get inventory and reserve his cash. Right. You know, and so a lot of that is going on. You know, a lot of that is going on in the B2B world, not just in that particular— and not, not in that particular industry, but we've been getting more and more requests for that.

Really?

Yeah, we had a couple of requests recently working on like 2 companies to get them set up with processing. I think they're both to the approval process now. Good. They had to make a couple of, a couple of tweaks, you know, to the, to their, uh, to their website. Yeah, some language had to be adjusted on the website. And, you know, and we're working on a couple of other ones. But yeah, their bank is very particular. Everything has to be derived from hemp and 0.03. That way the bank is in line with the Farm Bill. You know, and I've had some guys call me and they start talking about the 2023 Farm Bill, and the 2023 Farm Bill is just sitting on the— sitting in Congress and nothing's going on with it.

Yeah, the guy from, uh, I don't know, there's two guys, one from New York, and I can't remember where the other guy's from. They just put the, the a new bill in to— for the feds to finally end prohibition on cannabis.

And yeah, well, they keep talking about it, and you know, and there needs to be, you know, a federal tax on cannabis. It's a multi-billion dollar industry, okay? The gov— you know, the government's got a deficit.

Yeah, I was reading too about how they're getting like— the businesses are getting like triple and sometimes quadruple taxed. Like, they're paying— yeah, well, the enormous fees, dude.

Yeah, well, you know, you go to California, and in California you have cities taxing it, counties taxing it, and the state taxing it. So in some areas in California, if you go in and buy marijuana, the tax is 35-40% in just taxes that they're collecting.

It's killing the the market.

Well, that's why there needs to be just a federal tax, and that's why the, the black market is thriving, right? Yeah, there's been a lot of talk about why the black market of marijuana is thriving when you— and, and part of that is just, you know, there needs to be some federal regulation. Listen, it'd be easy.

You can't federally regulate something when it's okay here but not okay here.

No, no, they just need to say that they need to federally legalize it, right? And then they just need to make rules like, oh, you— when you go in, yeah, you have to swipe your driver's license. Somebody's maintaining a database. You can only buy X amount, whatever that is, right?

But what you keep— that's— you can't— the regulation has got to be the same as liquor.

Well, with liquor, with li— you can't, you can't— unlimited liquor.

That's what I'm saying. Like, right? Like, so like, why would you— what is the key? Why is there a cap?

Well, I don't know why.

There should be no— there's no such thing. Like, it's— first of all, it's a plant. Like, so in— I think it should be the, the real law should be grown organically and that's it. Like, it should be the—

well, that's why it's The plants that are grown, like in Florida, it's medical marijuana. Shit. I have no idea how they— if it's grown organically or not organically.

I doubt it.

I don't know what the rules—

I mean, it's probably different at every greenhouse.

You can't use pesticides, and they're all— and everything is tested, so, you know, they have to be using all natural stuff because they can't use pesticides.

Who knows?

The same thing with hemp. Hemp is tested and they have to test for all those different things because they don't want people selling hemp products and it's sprayed with pesticides.

Yeah, as a consumer of medical marijuana, um, I'm not a fan of the flower in Florida.

I don't know, Jacob likes it.

It's because when you— that's all you get, that's all you get.

Well, it's better than the stuff you get on the street.

It is definitely safer.

It's definitely cleaner, especially with all the fentanyl going on.

Oh my God, I'd be scared to be—

I mean, I wouldn't— I would be scared to buy anything from anybody.

Yeah, man, be careful out there with those Mylar packs, ladies and gentlemen. You're not buying what's inside of there. And, uh, especially edibles, you're probably eating melatonin. I know some people back home that they're just dirty.

Buy stuff in a store, don't buy— yeah, make sure it's packaged, scan the QR code on the bag, go look at the test, make sure if you can, legitimate manufacturer, right?

Or know the police places, at least just know where you're getting—

I mean, it's a little crazy, like you can walk, you know, you know, peeps, someone wants to open up like a smoke shop and sell CBD and the bank's giving them a hard time. Meanwhile, you walk into every gas station except for probably like the chain gas stations, you know, and every gas station is selling bongs, pipes, uh, kratom.

I just don't get it, man.

And, and, and it's just—

who's not getting their hand hit? That's the question.

I have no idea.

Or which old guy is just Super.

I mean, you go into— like, I was in Publix the other day and they had a big display up of CBD at Publix. Yes, it's only, it's only creams, topicals.

Oh yeah, yeah, that's how it starts. Yeah, that's how they'll have, they'll have some other CBD products in here.

So they stopped selling some that, like, vape stuff. They used to sell vape. They don't sell vape anymore. I think they stopped selling vape a lot of places.

Stopped selling it when them people started getting sick.

Yeah, yeah. And you know that, so, you know, I'm just saying, whatever. There needs to be, you know, just like liquor, you have to be 18 to buy liquor.

21.

21. Okay, 21.

Whatever. I agree with 21 for buying weed too.

Okay, there you go.

I mean, you're still a kid at 21.

Yes.

So at least at 21, you know, you're, you're, you, you would hope your thought process is a little bit more thorough than when you were a teenager.

Yes.

You know, so the next 2 years at 19 and 20 are, it's a big step for some people, you know what I mean?

Yeah.

And sometimes they don't make it past there. But anyway, man, It is 4/20, so on a lighter note, fire that shit up, man. No, uh, let's—

so I say marijuana movies.

My favorite marijuana movie?

Yeah, uh, mine is Cheech and Chong: Up in Smoke.

Mine is probably Half Baked.

Half Baked, for sure.

Half Baked, it's more my, you know, Cheech and Chong. I'm— I was born in the '80s, in 1980, but That movie came out in like 1980, so I mean, it's a cult classic, dude. Like, uh, yeah, no, How High is— you know what, that is my favorite weed movie, is How High with Method Man and Redman. It is— that movie is hilarious, straight up. And then you got Half Baked coming in number 3. I would say Up in Smoke. It's probably— that's my top 3 right there.

Top 3. Yeah.

And I would say, uh, my favorite thing to— I'm not a big munchie dude. Like, I don't, you know, like, I consume cannabis for sleep and anxiety and other purposes and pain relief. But so, like, I don't get hungry, right? Like, it's like— I'm not like, oh, I'm gonna, you know, you know how people like get the munchies.

Yeah.

That doesn't happen to me.

Kill a Dorito.

Like the whole— yeah, like all my kids, you know, they consume, and, uh, I'm not, you know, I'm not condoning it, but whatever. It's the younger generation. That's kind of normal, I think, you know. It's still really— it's crazy to me that's not legal.

It's just crazy. Then, you know, the access in Florida is pretty easy for medical.

It's, it's easy, but also like you gotta It's expensive.

Yeah, but I'm just saying, it's not like when I was a kid you could get a bag of weed for like, you know, 20 bucks, a big bag.

I mean, you still can, but anyway, uh, yeah, man, uh, I don't know, my favorite food would be like, I like very cold beverages.

Okay, you know, I'll tell you a funny marijuana story. So me and my friends had, uh, 3 joints rolled up in my room.

Uh-oh.

And, uh, come back to the house and my friend looks, he goes, Allen, there's only 2 joints. So we go downstairs and my dad and his friend are outside and they're grilling a whole slew of stuff on the grill. They got the grill going, they got steaks on there. Hamburgers, hot dogs. We walk outside, there's only two of them. So we walk outside, it's like, you know, 4 in the afternoon, and my dad goes, you know, uh, I found something in your room. He goes, maybe you guys should partake in that because I'm cooking a lot of food.

That's funny.

And he says, he goes, Oh, next time you should— you guys should, uh, try the Colombian Gold.

Oh, so your dad knew what's up. Yeah, man.

He goes, yeah, you guys should get some of that Colombian Gold. Meanwhile, him and his friend were high as a kite, and they're cooking up skirt steaks, hamburgers on the grill. So we went upstairs and we partook.

Can people think I'm crazy? Like, ever since I was a little kid, man, that's just like— I— it's not— it just never hit me that way. Like, just eat a whole box of cookies. No, it doesn't matter, bro.

Like, some people—

I just—

I walk—

for me, it's— for me, it's like, I want some water.

Like, water? Yeah, sometimes you get that cotton mouth.

I mean, I just want to drink delicious beverages.

Okay.

But yeah, man, anyway, uh, let us know what your favorite drink or food is when you're—

yeah, tell us your favorite. We want to know your favorite marijuana-related movie or like TV show, like Breaking Bad. That was drugs, I don't think.

Yeah, no, it's not weed, man.

Who was there? Wasn't there a show where they were— Weeds. Weeds, I think.

I never watched it.

I don't know, I don't remember.

It was kind of corny. It was corny, the one. It was, it was something like that, and it was like some suburban— it was a white mom was selling weed. Weed at her house or something.

I don't know, there was like the drug smuggling movie that was related to the Noriega thing, the Noriega thing where the guy was— Tom Cruise was that pilot and then he was bringing back drugs from Colombia.

Yeah, that's called Blow.

Yeah, that's one.

Say no to that. Blow started off great, like he started off with— well, not great, but yeah, it started off, you know, he was just selling weed and then he met the wrong connect.

What was that other movie, the Snowman movie? They were selling coke too, right?

I don't know what—

I guess there's more movies about coke than marijuana.

There's a lot of cocaine movies.

Yeah, tons of cocaine movies. Lots of them.

Just say no to drugs, ladies and gentlemen. Dare to keep your kids off drugs. Do you remember all those campaigns?

Oh yeah, dude, I remember one time Reagan's wife—

I remember one time, yeah, I remember one time I was in school and a cop came in there and he had this briefcase and he literally had every drug in the briefcase and he was showing it to us. Don't do drugs, but here's what it looks like, and this is how much a gram is. What the hell?

I think my kids did. I remember in school when I— because I'm older than you, right? So I'll never forget, they made us watch this movie, Reefer Madness.

Oh my God, that movie was ridiculous.

That movie was insane. They show these guys like smoking pot and then the whole room is spinning and everything's messed up.

LSD, I guess, man.

And then they were also—

they were taking airplane and they was taking Lucy— no, airplane glue, Dip-It sticks or something.

That's an airplane glue and put it in a brown paper bag and then they're puffing it and then spinning around. And I was like, man, what is this? They made us watch that. Reefer Madness.

I always liked the commercial when they would crack an egg. Yeah, this is your brain on drugs, and it would be flapping in there.

Listen, there's some dangerous—

that would look cool. Like, yo, like, this looks cool, man. If that's what my brain does, like, yo, I'mma try it.

Listen, when I walk Rocky in the morning, you know, so I walk around like through my golf— through the golf course, down the paths, you know, on the golf course.

Yes.

And there's, you know, homes, you know, over close to the, you know, people that live along the golf course. I want to tell you, in the morning there's quite a few people imbibing in a wake-and-bake.

I believe it.

And, uh, the ages are all over the place.

Yes, they are.

Some retired— there's one guy that's retired, guy at Whole Foods last night, he He was inviting me and Rocky over today. He's like, okay, he's like, oh, I see you all the time, what's your name? So he's like, you want to partake? He's got a bong and everything. Yeah, on his patio.

Yeah, man.

I said no, I have to go to work.

I recently, uh, this is a huge step for me, man. I quit smoking blunts. I haven't smoked a blunt in almost 30 days. Wow. Yeah, so it's just paper planes for Jay now, man. Just joints.

Okay.

But you know, my consumption level is gone. I used to— geez Louise— but yeah, not anymore.

So you know what's interesting? So I'm talking to some guys and they're opening, um, a few locations up in, uh the Detroit area, and they were telling me they're opening up a cannabis dispensary, and they're also zone allowed to open— they got licenses for 3 on their 3 locations to also have a smoking lounge.

And that is so cool, man. I can't wait to visit one of those places.

So we're talking to them about putting ATMs in there because, you know, payments for the cannabis business, that's You know, it's a whole sore subject.

Yeah, I've seen it, but I don't mean to cut you off, but I've seen that there's another bill in Congress as well. Yes, that's trying to get them banking.

Yes, there's a banking bill and there's a— there's a SAFE Banking Act, and then there's the Legalization of Marijuana Act, and then there's the 2023 Farm Bill. The 2023 Farm Bill is quite interesting because—

but they— but that's the one that's all the other BS hidden inside of it too.

No, no, but the 2023 Farm Bill basically legalizes recreational marijuana and it legalizes it. So without— it legalizes the whole thing. So, you know, one of these, you know, they need to pass a bill that's completely comprehensive that's going to allow for the legalization of marijuana and have some controls. Yo, so it's very simple. In Canada, you know how they do it? You go into the store, yeah, you want to buy marijuana, you have to give them— you don't need a marijuana card. Nope, they just use your driver's license. They slide that, they, they record how much marijuana you buy, and I'm not sure, because I've never been to Canada, but there is a maximum amount that you can purchase.

Yes.

And that's about it.

No, and there's like, there's a maximum you could purchase, and you can grow your own in Canada. Yeah.

Oh, okay.

You can grow up to like, I think per, per— well, you know what, don't quote me, I don't remember if it's Canada or not. But yeah, no, you can grow weed in Canada. I don't know, as long as you have a medical You have to have a medical license for my—

a medical exemption.

Yeah, to grow your own, from my, from my recollection.

But well, up there they have it everywhere, marijuana.

And it's been like that for a long time.

Yeah, it's a few years now. And you just— the only thing you need is your driver's license. They record that you bought marijuana because they have some kind of limits on it, right? So the, you know, that way if you go into another store to try to buy more marijuana, you can't do it because you're at your— you bought your limit, whatever the limit is. Yeah, week or the month or whatever, they have a limit, but it's pretty high from what I understand. Most people don't even buy the limit.

I don't know, man.

Well, they're trying to stop people from basically like reselling it or buying it and then driving into maybe an area where they don't sell it, and then, you know, resellers.

Okay, yeah, I mean, yeah, that's—

that—

it's— it makes sense, you know.

And then the other thing that there's got to be a regulation, right? Right.

There's got—

and then the other thing that's being talked about now, like, so people have talked to me like, oh, why can't we take, uh, stablecoin for, and for marijuana sales, right? So I'm like, you can't do it because there's tax implications, right? So if they would get rid of the tax implication, then it would, it would be worth it. But it's not going to be worth it for me to go take $200, go buy some stablecoin. Now I created a taxable event because now I own the stablecoin.

It's way too many processes.

And then I'm going to sell the stablecoin, so now I created a second taxable event. And so there's too many taxable events using cryptocurrencies for that. Then the next thing they're talking about is, is, um, closed-loop debit cards. Right, a closed loop card, which is also another issue because then you got to transfer money from—

I was kind of saying, yeah dude, like it's just a big circle jerk at that point.

Transfer money from your— you're going to transfer money from your bank account onto another card and then go and make a purchase using this special marijuana card, marijuana debit card. I've heard of 3, 4, 5 companies trying to like work through it all, but until, you know, you see something where Visa says, oh yeah, we're going to allow that— because right now Visa is doing a crackdown on these cashless ATMs, they're going—

I wonder why.

Because basically people have programmed a credit card machine to act like an ATM machine, but it's not.

Oh yeah, we did talk about this, right?

But it's not an ATM. Let's not get into—

come on, man, we're giving out all the secrets.

Well, whatever. You shouldn't have that in here. No, you shouldn't be doing that because you could get up to a $50,000 fine per machine. I, I talked to somebody who told me they got fined $300,000. They're trying to negotiate it down.

Yeah, Allen sent me this article about the DEA. We were talking about it and we decided not to, but The DEA doesn't even know what they're talking about.

They have no idea. Well, what the— you know, some of the things that they're talking about is when we say, oh, the product has to be derived from hemp, what they were addressing in the article was that people are now making— Rocky doesn't like it either. They were talking about synthetic products.

Yeah, so if it's, if it's synthetically turned into THC-8 or 9 Then it's illegal.

Well, they were just talking about people making—

how do you get it?

I don't know how they get it. They're synthetically making it, but I'm saying like synthetic version, a lab version of Delta 8 or Delta 9.

He's really—

he's—

he needs to go smoke a joint.

Rocky needs to—

he needs to take a chill pill.

I don't know what kind of delivery we're getting.

What just happened?

A delivery. Rocky, come here. Rocky, stop barking. Well, anyway, yeah, so they're talking about synth, which I didn't even know that they could do. They could make a synthetic version of—

how is it synthetic if it came from the plant though?

Well, they were saying it's not coming from the plant, that it was synthetically made, which I don't, I don't know. Rocky, no, shh, shh, no, no bark.

I'll try to edit this out, but I don't know.

Rocky, stop it. Who's here?

No, this is also why we can't go live. Yeah, man, so 420, man.

Yeah, 420 day. So, so we're talking to that company with the smoking lounges and all that about putting cash, you know, ATMs in there and then filling them with cash. Have armored car come. We're also in discussion with another company that has smart safes, and we— but there's a little trick to the whole smart safe thing. You have to have the— we have to— the— we have to have a bank in the, in the general, in the area where the places are so that when they take the money to the Federal Reserve that they can get their money deposited electronically. But I'm hoping, I'm hopeful that some kind of solution—

man, I am. I just like, man, that'd be a good one to rob.

What?

Geez, that's a lot of cash.

What, rob one of the smart safes?

Yes.

No, you can't get into the smart safe. It's like worse than— it's, it's the same. It's like, it's like what's on the bottom of the ATM, but, but, you know, much bigger.

I don't know, man.

You saw, you saw it. So it's the same as those, uh, the, those what we saw, the, those ATMs. No, the ATM that has the, uh, recycler. Recyclers. It's the same as a recycler, cash recycler. So, you know, there's a lot of things, a lot of things being talked about in the financial world, you know, that are going nowhere, right?

It's all—

it's— well, I wouldn't say it's going nowhere. It's moving, it's moving along very slowly.

At a snail's pace, right?

Because, you know, you're— whenever you're dealing with banking, you're dealing with federal. And then, so now that's why they're talking about if they pick up the cash, they can deposit the cash as long, you know, and use like state banks, state—

who is picking up this cash? Armored car hired by the companies.

Yeah, hired by the companies.

Like to drop it off to the Fed.

Yeah, they drop it off to the Fed and then it would be—

this sounds like a movie.

Might be a movie. Hopefully they don't— somebody doesn't follow around the armored car.

That's my— that's exactly what I'm saying, and steal the cash. But all you gotta do is follow those guys around for a couple weeks, you figure out the routine, you follow them all the spots.

They change it up all the time. I mean, there's Brinks trucks driving around everywhere here. Brinks, Loomis. There's, there's other ones that are not even marked and they're armored cars.

Once you know the route—

well, that's why most of those things are an inside job. Somebody that works there, because they change the route. They don't go on—

anybody working at Brinks, give me a call. No, I'm just kidding. Yeah, man. Uh, no, that's— we— it's just so ridiculous that these legitimate companies that the government legalized it to a point where the state is doing how they— and it's still impossible for them to, to run their business. Yeah, you know, normally, and they have to jump through all these hoops. It's just—

or they're using—

terrible—

or they're using workarounds to collect money and things like that.

Yeah, and they got to operate in this gray area, you know, and I can imagine how much stress that is on these owners. And a lot of them are owner-operators too.

If I was in the government I'd be going, it's a multi-million, billion-dollar business. We're not taxing. We're not talking about the owner.

Talk about fixing the infrastructure of the United States of America.

Yeah.

If when you— like, we were talking about off-air about Colorado, what they're doing with all their money. Like, they are pouring that money into the school system, pouring that money into fixing roads and, and creating new, uh opportunity for people with that money, you know. And I'm sure that's— it's just the tip of the iceberg of what really you could be doing.

That's what happens when—

I'm thinking of it as like a medical—

the medical aspect of it, you know, because it happens when you get a state and they start thinking like a business, you know, right? The government needs to stop thinking like government and think like a business and run the government like a business. Is so that you can get what, you know, you're doing. You know, you're just not wasting money and wasting time and wasting time having meetings.

There's so many meetings. And now, I don't— man, we're on the verge of stopping government again.

Well, that happens all every couple of years now.

I know, man.

For the last couple of decades, it's nuts. Government shutdown.

They need to smoke a joint. Well, if you don't want to smoke, go have an edible. Yeah, but they got even the things that you could put— they got the like binaca, that's what you used to call the spade.

But you know what's crazy is there's a guy that exposes— he has a website, I don't remember the name of it, you can probably just put in Google, and he tracks what stocks, uh, people in the government own, in the House of Representatives. Yeah, yeah, yeah, yeah, yeah, and all that. And there's like a bunch of guys in the Senate and the House that own marijuana stocks, of course. So they know something's up because they buying it. You know, he, he posts like what they're buying, what they're trading, how much, if they— when they buy more, right? All of that.

And you know, just like the liquid, uh, natural gas. Yeah, the United States is— we're, we're, we're buying and selling a ton of that. So it's a good investment, right?

It's a good investment.

Invest in a company. I'm not giving you any legal advice, and I'm not—

we don't give legal advice and we don't give investment advice.

No, we do not.

So if you want to talk about cannabis and what you can do in your cannabis business, but we can also, we can help you if you have a cannabis-related business. So let's say you sell bongs, bongs, papers, uh, bowls, LED lights that grow marijuana.

What about wraps?

We can do the anything that's not marijuana but is for the marijuana industry. So we have a bunch of companies, like we have even doctors' offices, and you don't have to pay high-risk rates. The banks don't charge high-risk rates for these, for these companies. They will process the transactions. That's why we say, you know, people say, oh, I was told I was high-risk, it's high-risk, high-risk. It's only high-risk if there's— if it's only super high-risk if the banks don't want to process it. There are banks processing marijuana-related businesses, so everything from the wraps, the bongs, the pipes, the vape, the cartridges, the— all the, you know, doctor's offices, anything else being used in these businesses, it's all, you know, you can get credit card processing for that.

What did we—

we saw a guy at the show, I don't know if he reached back out to us, he was selling something like a sort of like a humidor, right, for your marijuana or something.

It was like a a bag, special bag to put it all in. Smelly-proof.

Yeah, smelly-proof, so it didn't smell. Yeah, yeah. I don't know if he reached out to us. Maybe you watch our podcast and—

yeah, man, I mean, there's a bunch of—

I tried telling people all the time, and then they'd like tell me, oh, I went to Stripe, they shut me off. I went to PayPal, they shut me off. Well, you're just not talking to the right people. Talk to us, we can help We know there's a couple of banks and they're taking all these clients and they're also not charging people 5%.

CBD, you could sell CBD too, man. Yeah, you just got to have your paperwork.

Yeah, you got to be organized. Your website has to be organized. All your COAs, 0.3 or 0.03, whatever you're calling it, everything's under the percentage. All the tests are less than 12 months old. Boom, you can get merchant services. We even explain to you all the disclaimers you have to have on the website, the wording you can have and what you can't have. We explain it all 100%. So you want to get an account, we can make it happen.

Nationwidepaymentssystems.com, or you can head over to b2bvault.org— I mean .info.

Whoa, .org? No, it's .info. b2bvault.info. Check out the podcast. We're on all the podcast networks and YouTube. Hit the subscribe button. Sign up for our newsletter. Follow us on social.

TikTok, Instagram, Facebook, LinkedIn, Twitter. And don't forget to subscribe to B2B Vault Podcast on YouTube. Turn on the post notifications so that you never miss another episode. Leave a comment on there, share it with your friends and family. Let them know that, you know, there's a podcast that's not that boring and we talk about stuff that's relatable to the payment processing.

Yeah, business people. This is a podcast. You own a business, we give good information about what's going on in the world of payments and technology for businesses.

For all you people that listen to the first 4 minutes of the podcast, dude, give it a chance, bro. Like, we're just getting started. We don't even, uh, get into usually what we're going to talk about. Yeah, right, exactly.

All right, so everybody, peace out. Everybody go watch some, uh, watch your favorite movie and blaze one up.

Fire it up.

Yeah, carpe diem. We're out.

Peace.