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Three experts on whether to have kids: one says get your finances solid first, another says your nervous system knows before your brain does, and the third says commitment matters more than perfect timing.
Three experts on whether to have kids: one says get your finances solid first, another says your nervous system knows before your brain does, and the third says commitment matters more than perfect timing.
Kids are a financial anchor that gets heavier every year. Your numbers need to be dialed in. That means your fixed costs are under control, you have an emergency fund, and you're already investing consistently.
Your children are already choosing you right now, whether you're ready or not. Does the thought of having kids expand you or contract you? Your nervous system knows before your brain catches up.
You should want them so badly you're willing to do the hard work of raising them well. Not, am I financially stable? Not, is my life together? Kids don't need perfect circumstances. They need parents who are committed to the job.
