When you file a business insurance claim, an independent adjuster reviews the damage to determine if expenses qualify. The same formal process used for building claims applies to all qualified expenses.
Who determines if an expense is qualified expense? Think of it as a claims process, no different than if you just had a claim on the building. You'd still have to go through a claims process with us. We still adjudicate the claim and we actually hire independent adjusters to go out and assess damages. No different than traditional. You know, when I was talking about distribution of risk, you're going to have to share in some of these risks that are unfamiliar to you. What that allows us to do, though, is it really puts everything in proper procedures
