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Same Cash Problem, Two Businesses, Only One Saw It Coming

15 Sept 2026 · 1 min

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Bob Gauvreau explains why two businesses hit the same cash crisis, but only one had time to fix it. The difference: one owner watched their bank balance, the other tracked committed expenses like payroll and taxes months ahead. Knowing what's coming lets you act before it's too late.

There are 2 kinds of business owners. Ones who have a cash problem, and ones who see it coming 3 months out. Here's the difference. Your bank balance only shows what's already happened. It doesn't show you what's committed to leave. Payroll this week, a supplier next week, a tax installment right behind it. That money's been spoken for. Your balance doesn't know it yet, but it has been. The difference isn't the cash problem, it's whether you still have time to control what happens next.