Make Health Planning Part of Your Retirement Planning, with Regan Archibald

My name is Brian Scribonia, and on this episode of the Common Sense Financial.

Podcast, when health improves, everything improves. This is where a lot of people, they spend their life accumulating wealth and they neglect their health in the process. And so, you know, the people who run in our circle, Brian, are entrepreneurs who very ambitious and when they focus on their health, the business improves, their relationships improve, everything improves. Foreign.

Thank you for listening and joining us today. We hope that this podcast can provide you with some insights to help you grow and get closer to your goals this year. But before we get started, be sure to subscribe to this podcast. That way you'll be notified about new content and you'll be able to listen to Brian tackle a variety of different topics. So you can subscribe on Apple podcasts, Spotify, Stitcher, SoundCloud, pretty much anywhere that podcast can be found. And all the links to subscribe, as well as past episodes are available on the website@Brian Scribonia.com so thanks again for tuning in and let's get started.

Opportunities are still there. The attempt at passing down wealth from generation to generation. Consider the outcome, not just popular opinion.

And the whole teaching there is about preparedness and being ready.

There's a difference between what's real and what's true. You're listening to the Common Sense Financial Podcast. I'm your host, Brian Scribonian. Thanks for tuning in and let's get into today's topic. Well, hey, Reagan, good to see you. I appreciate you coming on the show and just thanks for joining me today.

Good to be here, Brian. And I'm happy to talk about health. It's going to be fun.

Yeah. Well, I really look forward to the talk today. What we're going to cover today has been on my heart for some time, being in the money business. We talked a little bit about this already. I work with retirees. A lot people are focused on building wealth, entering retirement. But, you know, if you are focused on retirement, building wealth and then get there and your, your health declines quickly and you get sick like there's no quality of life and, and all of it's kind of set to the wayside. So I really do view retirement planning and health, health planning. Just being fit and being preventative makes a ton of sense. And so I wanted to bring you on today to kind of introduce some things to clients in our audience that maybe they haven't heard of before, you know, because we talk about some, some of these types of treatments and preventative measures and things like that. Just it's just not taught anywhere. And I deal with that, too, in our business, you know, which is why the podcast is a great platform. Just kind of introduce things to people that maybe they're not even thinking about. So, monetary future and then investing in health, but just for the audience's purpose. You and I met, I don't really know how long ago it was maybe about a year ago. We were in Chicago at a strategic coach, and Dan was just talking about health stuff. Dan Sullivan. And he introduced you. And it kind of raised my antennas up because I've been following this type of stuff for a long time and. And have dealt with blood pressure issues for a long time. And I just thought, you know, I need to talk to you. So I kind of cornered you in a break. We exchanged phone calls, and then here we are. Right. So it's been really good, and you've helped open my eyes to stuff. And we'll get into some of that in a minute here. But just for the benefit again, of the audience, tell me a little bit about you, your story and where you came from, how you ended up, where you're at, and take it from there.

Yeah. And I'm so glad we met and that you cornered me that day. Cause I learned a lot from you as well. And for those of you who don't know, Brian is someone who really goes deep in his health. And so, you know, it's. It's admirable, especially if you're giving your clients that advice is like, hey, you're someone who's doing it yourself. Which is great. But my background is I grew up on a cattle ranch in Idaho. We raised about a thousand head of Black Angus. And my summers were spent moving sprinkler pipes, and the planes would come and spray Roundup on me. And so I didn't think that there was any problems with that, because the. The reps, they said, oh, you can drink. This stuff is super safe. And. And I was, you know, suddenly, you know, in my late teens, I got eczema. I started getting more psorias, like, symptoms in my undergraduate work. But. But it wasn't until I was studying pre med at the University of Utah that I had the realization. I said, man, you know, I've got to get some help. So I went to five different doctors up there. They all ran my blood work, and they all said, hey, good news, Reagan. Nothing's wrong. And I was like, this can't be. I was gaining weight. I was achy. I couldn't. I really had brain fog until about seven at night. And so school always came easy, but in college, it just got harder and harder. And it wasn't because of the curriculum. It was because my health was failing me. And so it wasn't until I went to a naturopathic doctor who ran the right labs and said, hey, here's the problem. You've got elevated levels of thyroid peroxidase antibodies, so you've got Hashimoto's. So that realization allowed me to start working on my health in ways that had never been exposed to me. I have always been interested in nutrition, interested in health, because the only way I could get out of farm work was to make the basketball team or football team. So I was extra motivated and not very gifted athletically, but I was always reading books on nutrition and things like that. And it was finally when I started eliminating some of the foods that were triggering the inflammation, taking some new therapies, that that's when I was able to get my health. Then I ended up studying at a school in Hawaii, which was an integrated medical school, where I learned both Eastern and Western medicine and graduated and started my practice about 20 years ago and have helped thousands of people with thyroid issues. The primary people that I work with right now are people who are in their 50s and 60s, and they want to optimize their health so they can enjoy things like retirement or they can enjoy things like bigger ambitions for the next phase of their life. But my real specialty is in those transitions where people want to go from healthy to healthier or from, you know, not really understanding what's going on in their health, but knowing there's a problem, uncover what those problems are and then help move them to the next level.

So how long. So you've been in business for about 20 years. So the, the. Did you start out doing what you're doing right now or did that kind of. Was that an evolutionary process? Or tell me a little bit about, like, where you started versus where you ended up.

Well, I've always had just an obsession with finding the right treatments that can get people healthier, healthy in the least amount of time with the fewest side effects. Because I've always had. The core philosophy is three things. No death by neglect. I've seen so many people die 10, 15 years before they needed to because they didn't get the right tests ordered or they minimized their health. They ignored it. They said, oh, I feel good. And just because you feel good doesn't mean that you couldn't die from heart attack tomorrow. I literally had a friend who was 50 and he was died. We went mountain biking the day before, and he was crushing me on the climb. He was super fit. And the next day he was out working on his bike in his garage and died of a massive heart attack like three young kids. And so, you know, number one, no death by neglect. Number two is when health improves, everything improves. This is where a lot of people, they spend their life accumulating wealth and they neglect their health in the process. And so, you know, the people who run in our circle, Brian, are entrepreneurs who very ambitious and we get kind of our business can get the better half of us. And so I help a lot of entrepreneurs create more balance. And they realize that when they focus on their health, the business improves, their relationships improve, everything improves. And then the third thing is I want to make people's next decade their healthiest decade. And so that's where I'm always looking at the future focus. So back to your question is, have I always done it this way? Well, I've always had the core philosophies. My dad, he always said, anything worth doing is worth doing well. And so a lot of times I'd have to do a job twice because my dad said, that's not good enough. Go start over and do it again. But same thing. In my medical practice, I've always looked at what the best strategies are and brought those into my practice and as quickly as I felt comfortable bringing those in. So, you know, right out of school, I brought on a neurologist. So we had a, you know, I had a western doctor working directly with me, and then I hired her daughter. And then, you know, one time I had six different clinics in operation. And that was really exciting. But I've always brought in the best therapies, but they always change because medicine is changing, you know, faster than almost anyone can keep up.

Yeah, for sure. And that is a key thing there with what you're saying. Everything's always changing. But I look at it in two different ways. One is because I think a lot of people listening, I think, anyways, I'm making an assumption. They're just based on conversations I have, and this is how I was too, a decade ago, is that if you're feeling okay, then everything's okay. But the truth of the matter is, by the time you really know something's wrong, it's really wrong. So the two tracks really is the preventative side or the reactive side. Right. Or the treatment side. So the goal for, I think with way I want to handle my health and what you're trying to do for people is really getting out in front of potential health issues and just knowing how to navigate that to prevent those future problems. So being that most people, I think, aren't really familiar with what we're even talking about, how would you explain.