All Reverse Mortgage Website Review.mp4

All Reverse Mortgage walks through its website, including a calculator that generates instant quotes based on your zip code and birthdate. The site offers free guides, FAQs, and displays BBB credentials and NRMLA membership. Historical rate charts go back to 1991.
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Hello and welcome to All Reverse Mortgage, which is ALLRMC.com. This is a quick video tutorial which will just present some easy ways to navigate through our website. We have a lot of content that you will find regarding reverse mortgage information. I just wanted to briefly Go over the homepage. By scrolling down, uh, these tabs right here, you can mouse over. Uh, we have a quick calculator. It's actually pretty detailed. Uh, you can just put your information in here and our reverse mortgage programs will come out in real time, and I'll go over that in a little bit. Um, scrolling down through our website, you will see, uh, we put some general information down on what a reverse mortgage is. How much is available through our reverse mortgage calculator. And we have some free downloadable guides here, PDF version, which you can print. And there are some important links that we recommend: what a reverse mortgage is, pros and cons, understanding the process, a list of frequently asked questions and answers, as well as another one of our newer PDF downloads, uh, introduction to reverse mortgages. Scrolling down further, you'll find information on how to get a counseling certificate, one of the first steps in applying for reverse mortgage, and some of the purchase features over here. Scrolling down further, we have access to our blog, which we update quite often. Lists our 4 most recent articles in this area. You can actually click over here to go to the entire blog, which is pretty in-depth. We always try to keep our visitors current with the happenings in the industry and legislation-wise and with programs that are coming out and just general news. And then last, we have a section where if you don't feel comfortable calling us immediately, which is fine, you can put any question you'd like through this form and we will answer it either directly to you, and if it's a good question we feel that our visitors would find valuable, we will put your response on our homepage. As you can see scrolling down here, we've answered as many questions as we possibly can about the reverse mortgage.. And we try to do so in a timely manner, usually within 24 hours from when we receive the request. So anyway, moving forward, the most important parts of our website— you can check our licensing. We put all of our Better Business Bureau IDs, our state licensing. We are members of the National Reverse Mortgage Lenders Association. A little bit about our company. And how we were formed. We have a client testimonial section where I think we stand out a little different. We actually post handwritten testimonials. You can click on one of them, double-click, it'll open it up, and if you scroll down, I think you will see we've— we have quite a few happy customers that send back handwritten notes to us about their experiences With All Reverse Mortgage Company. And anyway, that just keeps going. The probably most popular page on our website is the reverse mortgage calculator, where what we do is, which is different from other reverse mortgage companies, is instead of just, you know, having you fill out a lead request and being, you know, contacted by pesky salespeople, we're pretty We're pretty much laid back at our company as far as providing the information that our visitors would like without having to have been contacted by the salespeople that other companies do with the call centers and stuff like that. So anyway, all you have to do actually to get a quote is you can just put in some general information about your property. Zip code and your date of birth, and you really just click Next. And this takes about, I'd say, 30 seconds on average. Right now, this calculator is accessing our real-time programs and interest rates in-house, which we keep up to date every week. If there's any changes, we do include them in the calculator results. And as you can see There are a number of different programs. We have fixed interest rates, we have monthly adjustables, which are great for establishing lines of credit through the reverse mortgage or payment plans. And what you can do is you can narrow them down by fixed or adjustable. You can expand on the loan and see that this is an offer for a $312,000 reverse mortgage. We list fees up front. All of them are 100% accurate, and we also include a little bit of an amortization schedule so you can see what that loan amount is going to do over time— year 1, 2, 3, 5, 10. Once you fill out a form on our website, we will actually provide you with your information, complete details. You go to the next step here— actually, it Oops, gotta select a loan. Then you go to the next step, and this is just an overview of the information you put in. You can either choose to print your results and not fill out the lead form, or you can fill it out, and what we'll do is we'll send you over a calculator loan results page, including a closing cost worksheet and other pertinent information regarding the analysis, the reverse mortgage for you. And then if you only fill out that you want to fix, we'll also include the other options as well. This is just something that's a nice little tool to provide our customers that are online. And then, um, we have other things like we publish our interest rates. We have the fixed rates and the variables. If you're interested in learning about how interest rates work, this page is highly recommended. Talks about the differences between both fixed and adjustable rate programs. At the very bottom of this page, we include a history of what the interest rates on these adjustables were doing all the way back to 1991. So it gives you a good idea of where we are now in comparison to where we could go in the future with these monthly adjustables. And we have a counselor section where we also keep up to date on— excuse me— every Monday, generally we will call around each of these different counseling agencies and just get a feel for what their turn times are and whether they're charging or not. Now, a reverse mortgage lender is not allowed to recommend any specific or individual counseling agency. We feel like we— we feel that we do a good job of just putting the most popular ones up here. You're free to call any of them that you wish. If you would like a checklist, you can click here and we'll email you some other information on how to get a counseling certificate, which is one of the first steps in the process of getting a reverse mortgage. And you can find a lot of different news sources in our blog, as mentioned earlier. That's pretty much the most important pages of our website, and we do hope you enjoy your experience with All Reverse Mortgage Online. And if you have any questions please give us a call at 1-800-565-1722. Thank you.










