A 401k is not an investment. It is a tax rule.
18 Aug 2025 · 0 min
0:22
Short video commentary by Craig Wear, CFP® arguing that a 401(k) is a tax designation (Section 401(k) of the IRS code) rather than an investment; explains the tax difference between Roth 401(k) (tax now, tax-free growth) and Traditional 401(k) (tax-deferred until withdrawal), and claims understanding this can save substantial money.
