Craig Wear, CFP®Craig Wear, CFP® | Expert in Roth Conversions & Tax-Efficient Retirement Strategies for IRA Millionaires

Don't let hidden fees EAT your investment gains!

22 May 2025 · 1 min

Watch on YouTube

0:31

Craig Wear, CFP® warns that hidden investment fees (fund fees, advisor costs, annuity expenses) quietly erode portfolio gains year after year. He explains why fees matter especially after a large positive year — e.g., if a portfolio grew 30% those fees still take a slice of those gains, reducing what’s left for you and your heirs.

Chapters

Even in those great years, those excessive fees quietly erode the amount that's there for you and your heirs year after year after year. The reason why fees matter more after a big year is that if your portfolio grew by 30%, you might assume, hey, I'm on track. But those hidden either fund fees, advisor costs, or annuity expenses are still taking a slice out of those gains. And when there's a lot of profit there, a lot of gains there, you don't notice the fees as much.