Short video by Craig Wear, CFP® outlining key factors to consider when deciding on Roth IRA conversions. The speaker emphasizes that expected future tax rates are a primary consideration—if you expect higher future tax rates than today, conversions are recommended; pacing (faster vs. slower) can depend on market/investment opportunities.
So depending on where the markets are or what your investment opportunities are, you may want to consider doing it faster or that slow as well. I would just say, you know, there are just a few key factors that have to go into any Roth conversion decision that you make. A lot of people will tell you that the number one thing is what do you think tax rates are going to do? And if that becomes your number one factor, meaning the current. If you're, if you believe your future tax rates are going to be higher than what they are today, then you should do, then you should do conversions.
