Craig Wear, a CFP, explains what his practice doesn't do: sell products, take referral fees, or manage portfolios. He offers financial planning analysis instead, helping clients understand their portfolio structure and risk, drawing on decades of money management experience.
Disclaimers, we do not sell any financial products. We do not earn any kickbacks. When we refer you to, like, we've got a Medicare supplement, a couple of different people, and we send those out, we don't get any of their commissions back to us. We also don't manage client portfolios. So the investment themes I'm going to talk to you about are not offered in the context of talking you into moving your money with us, because we don't we don't offer that service. And yet we do provide our financial planning clients with analysis that help them to understand where they are, whether their portfolio is structured, where the risk that they're taking is getting the reward that they should be getting. So we do have a I mean, I managed money for hundreds of clients for three decades. So it's not as though we don't know what we're talking about.
