How to Use Cash Flow to Optimize Your Roth Conversions
1 Apr 2024 · 0 min
0:15
This YouTube briefing (Craig Wear, CFP®) gives practical advice on optimizing Roth IRA conversions. In this segment Craig warns that if you are under age 59½ and lack funds outside your IRA to pay the conversion taxes, you are probably not yet a good candidate for conversions — unless you have (or arrange) extra cash flow to cover the tax bill. The piece focuses on cash-flow strategies as a way to enable conversions when outside funds are limited.
