Manage your inherited IRAs with charitable contributions

Number eight deals with charitable planning and integrating a charitable planning game plan into your Roth conversion strategy. So if you're planning to leave a part of your estate to charity, consider leaving the pre tax retirement accounts like your traditional IRAs, to the charity. Since charities don't pay income tax on the withdrawals that they get, Roth IRA assets can be left then to non charitable heirs for tax free growth. So you're just kind of splitting the different assets out in a way that you're getting the biggest bang for your buck.