Maximizing Your Retirement Savings for a Secure Future

What I mean by how big a problem you're going to have is all those pre tax assets are one day going to grow to a dollar amount and you're going to have to start taking required minimum distributions. So you want to know how big the problem is. It's going to grow and create a different set of problems in those excessive required minimum distributions. The next thing that you want to do is figure out how much of the total of your pre tax should you convert. There's no rule that says you should convert all of it. You need to look at your age, your income, your needs or expenses, what you want to give to charity, what you want to leave to your heirs. And all these things kind of go into a pot and you stir them up really good to come up with what the right answer is.