Pay 0 Taxes in Retirement
4 Sept 2025 · 0 min
0:21
A short YouTube video by Craig Wear, CFP® explaining the difference between traditional 401(k) and Roth 401(k): traditional 401(k) offers tax deferral (taxed on withdrawal), while Roth 401(k) requires paying taxes now and allows tax-free withdrawals in retirement. The speaker emphasizes that Roth protects retirement income if future tax rates rise and notes this as a common reason people choose Roth accounts.
