Roth 401(k): The Secret to Tax-Free Retirement
10 Nov 2025 · 0 min
0:22
A short YouTube clip by Craig Wear, CFP® explaining why a Roth 401(k) can be advantageous: traditional 401(k) contributions are pre-tax and taxed on withdrawal, while Roth 401(k) contributions are taxed up front and qualified withdrawals in retirement are presented as 100% tax-free, protecting retirement income against future tax increases.
Questions this video answers
Withdrawals from a traditional 401(k) are taxed when you take the money out (taxed in retirement).
Roth 401(k) withdrawals in retirement are presented as 100% tax free; contributions are taxed up front.
