Craig Wear, CFP® discusses the importance of having an investment transition game plan, especially for Roth conversions. He emphasizes deciding which assets to convert first versus later, notes that optimal Roth conversion strategies are typically iterative, and recommends discussing plans with a financial/investment advisor if one is used.
You want to have an investment transition game plan in place, and if you are a do it yourselfer on your own investments, then you're able to do it all by yourself. No worries. If you use a financial an investment advisor to help you, then you need to have a conversation with them and you need to kind of figure out how are we going to do this? And the reason that this is important is what we're really trying to answer is the question of which assets should I convert first and which ones should wait till later. Most optimal Roth conversion game plans are not a one and done.
