The worst mistake in your 20s is not debt or bad spending.
28 Aug 2025 · 0 min
0:23
A short YouTube clip by Craig Wear, CFP® advising viewers in their 20s to open and fund a Roth IRA early to take advantage of tax-free growth and long-term compound interest. The speaker emphasizes that even small early contributions (example given: $800) can grow into substantial sums over ~40 years, and urges immediate action to secure a wealthier retirement by age 65.
