Short YouTube clip (Craig Wear, CFP® with another speaker) warning that leaving Roth IRA contributions in cash/money market accounts prevents growth. The speakers contrast depositing cash into a Roth IRA and leaving it in a savings-like money market versus investing for growth.
Why your Roth IRA might not be growing at all.
Putting money into.
Your Roth IRA isn't enough.
If you just.
Deposit the cash and walk away. It's probably just sitting in a money market account, which.
Is basically just a savings account.
The growth comes.
When you actually invest in things like stocks or ETFs or bonds or all kinds of things. But without that step, you could miss out on hundreds of thousands or even millions of dollars in retirement.
