Locums, 1099, and W-2 CRNA Practice Explained: What Every Future CRNA Should Know

23 Jun 2026 · 57 min
57:26

In this episode of the CRNA Mentor Podcast, host Tyler Anderson interviews Dr. Najma Youssef, a permanent 1099 CRNA, entrepreneur, and founder of Direct to Locums. The conversation begins with Dr. Youssef’s personal journey from a new graduate in an academic setting to becoming a self‑identified “Locums Girl.” She explains the fundamental differences between W‑2 employment, 1099 independent‑contractor status, and locum (temporary) assignments, and clarifies that these categories are not mutually exclusive (e.g., a permanent 1099 position). The discussion moves to the primary advantages of 1099 practice: schedule flexibility, autonomy, tax benefits, and the ability to shape one’s professional identity and advocacy work. Dr. Youssef shares how 1099 work has expanded her clinical skill set, safety awareness, and mentorship opportunities, while also acknowledging challenges such as market instability, the need for strategic planning, and the emotional toll of frequent contract changes. Misconceptions are addressed, including the belief that 1099 always means constant travel, that it is inherently unstable, or that extensive tax knowledge is required before starting. She offers practical advice for new graduates— emphasizing early skill development, mentorship, and a “2‑year window” to explore 1099 roles— and stresses the importance of self‑advocacy and professional community. Finally, Dr. Youssef describes her upcoming project, The Anesthesia Collective, a content‑marketplace platform designed to connect CRNAs and anesthesiologists for mentorship, education, and collaboration. Throughout, the tone remains conversational, supportive, and enthusiastic, with a balanced view of both opportunities and risks associated with 1099 and locum practice.

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