Daniel Rosen breaks down what separates people with 800-850 credit scores from everyone else: four to six credit cards, at least one installment loan, thirty years of history, zero late payments for seven years, and credit utilization under 30 percent.
Hey, what's up, credit heroes? Hop on this live. Come on, hop on this live. I'm going to get your attention. Hop on this live. How are you? How was your long weekend? Well, thanks for jumping on with me. In fact, since you're here right now early, I want you to do me a favor and drop me a hashtag live if you're here with me right now live. Or drop a hashtag replay if you're watching this later. Come on, do it. Do it. Because it's actually the only way I can know who is here. Okay? Or at least just say hi. Okay? Come on, interact with me. Anyways, happy Tuesday. Happy Tuesday. I'm hopping on from our credit repair cloud headquarters here in Los Angeles, and I'm here to share some really important secrets with you. But before I do, I got a question for you. Who wants an 800 credit score or higher? Who wants that? Or how about who has had a client ask you to get them a super high score like that before? Hmm? Well, drop a me in the comments if either of those are you. Come on, do it. You either want a really high score or your clients do. But is it really possible? Yes. Yes, it really is possible. I used to have a terrible credit score, but now my scores are all over 800. So do you want to know how I did it? Well, you're in luck, because in today's podcast episode, I'm going to walk you through, step by step, exactly what it takes to increase your credit score to an 800 or higher. But for now, I'm going to give you just a little taste of it, okay? And then you got to go watch the whole episode on YouTube to listen to it and hear all the secrets. Okay? So who watching? This is an important question for credit heroes. Who watching knows what perfect credit score is? What is that number? If you know it, type it below. Come on. What is a perfect credit score? That's right. That's right. A perfect credit score is 850 points. And only a very small percentage of the population actually has a perfect credit score of 800. It's about 1% of the population. So what does it take to have a perfect credit score of 850? Well, here's what folks with such a high credit score, here's what they all have in common. They each have between four and six credit cards, which are revolving lines. They each have at least one installment line, which is like a mortgage or an auto loan that's in good standing. They each have around 30 years of credit use okay? They have no late payments for seven years. They have very few inquiries, no more than three in a six month period. And they have no derogatory notations like collections, bankruptcies, liens, judgments, things like that. And the debt levels on their credit accounts are. Are at less than 30% of their overall credit limit. So what do you think? Does that sound a little intimidating? Well, sure, some of it does, right? And clearly it's not a super fast process. No. That's why only 1% of the population actually has a perfect credit score. But it's super important to remember that just an 800 credit score is so much easier to get. Okay? But even that's not necessary because anything above a 700 is going to significantly help you or your clients to qualify for the life they want. Okay? So all the tips that I share in this week's podcast episode, they're going to help you no matter what score you are starting with. Okay? So on today's podcast, I'm going to walk you through five simple ways to increase your credit score and to be able to coach your clients to increase theirs. Okay? Sound good? Well, then go and listen to this episode right now and learn these secrets. I break it down and I make it very, very easy. And if you watch it on YouTube, do me a favor, leave me a comment, give me a review, maybe give me a thumbs up, and then that'll help me get up the charts. But I'll also be able to connect with you there as well. Okay? So what's going to happen is my team are going to drop a comment with the link for you to listen right away and don't miss out. Okay? Go there right now and check it out. And if you haven't yet seen my weekly podcast, what are you waiting for? In it, I give all the information on disputing just about everything you can imagine. I have episodes about bankruptcies, charge off student loans. I give lots of tips on building a business from nothing, which is something that I know a lot about. Okay? This podcast, it's our greatest resource. And I do this for you, and it's completely free. Okay? And if you haven't already, be sure when you get to YouTube, be sure to subscribe and turn on notifications so you don't miss any of the secrets that I share each week on the Credit Repair Business Secrets podcast, which, by the way, has just surpassed over a million views on YouTube. And if you want me to mentor you as I hold you by the hand and help you to launch your very own profitable credit repair business. Go to creditherochallenge.com and sign up today and in it you'll have live training and mentorship. You'll have a lot of fun. You'll learn everything you need to know to get started with your credit repair business and you'll get three certifications over a two week period. It is an amazing program and it costs less than you'll spend to take your family to McDonald's for dinner. So go check that out. You're going to wonder why you didn't do it sooner. So what are you waiting for Again that link for the challenge if you haven't done it yet or if you have done it already. Many people do it twice or more because it's that good. Anyways, check that out@creditherochallenge.com okay anyways, great to see you and have a great day. Have a great week and I will see you again next Tuesday right here for another podcast. Tuesday. But in the meantime go check out that podcast. Okay. See you.
