Daniel RosenCredit Repair Business Mentor | Insights from 250+ Podcasts

Are Debt Collectors Calls Legal? - NEVER DO THIS!

18 May 2023 · 1 min

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0:32

A short excerpt from a Daniel Rosen YouTube video about the legality of debt-collector practices. In this excerpt the speakers assert that certain debt-collector actions are illegal under federal law — specifically contacting a debtor at their workplace (example: a client named Joe Mar who works at FedEx) and calling outside the permitted hours (speakers state callers may not call outside 8:00 AM to 8:00 PM). The tone is conversational and emphatic, using repetition and a real-world example to make legal claims.

Questions this video answers

8:00 AM and 8:00 PM (speakers say collectors can't call outside 8am–8pm).

Client name: Joe Mar; employer: FedEx.

I want you to stop calling me. Under the law, you have to stop calling me. You can't harass me anymore. You can't text me.
That's right.
My job. Did you know that? They have to stop doing that.
That's right.
My clients. His name is Joe Mar. He texted me yesterday. They called his job. He works at FedEx. He has a collections. I'm fixing his credit right now. They called his job asking for him. Did you know that's illegal?
That is totally illegal.
Stop calling me. And by the way, they can't call you outside of the hours of 8am and 8pm by the way.
That's right.
1Pm or 7:59am they can get sued for that.
That's right.
Scary. I'm a big monster. I'm this tough guy most of the time. The activities they're practicing are actually illegal under the federal law.