Daniel Rosen explains why your credit score might not improve even when you do everything right. Credit bureaus profit when you stay in debt, so they may ignore your progress. Mistakes are how you learn, so keep going.
The fact is, everyone makes mistakes. I've made a ton of mistakes. But you know what? Mistakes are important. They're how you grow. I see it all the time. Well meaning credit heroes working on their credit, doing all the right things so they think. But their credit score doesn't improve or they get ignored by the credit bureaus. Credit bureaus want to ignore you. They want to dismiss you, and they want to throw you off your goal of improving your credit. And that's because they can make a whole lot more money if your credit stays messed up. So don't make it easy for them.
