Experian is in trouble - what it means for credit repair 👀

The CFPB just sued Experian for their investigations. So in their lawsuit, the CFPB alleges that Experian did not take sufficient steps to intake, process, investigate, and notify consumers about consumer disputes. They say that when people disputed errors on their credit reports, Experian conducted sham investigations rather than properly reviewing their disputes as required. So this lawsuit affects a couple different issues, including hard inquiries, the 30 day timeline that disputes must be processed, and how Experian manipulates them, including giving fake deletions, and the disadvantages of online disputes versus mail or telephone disputes.