How to Start a Credit Repair Business From Home for Close to Nothing!

Have you ever thought that success comes so easily for some people? Like whatever they try, they automatically succeed at? Or how about the flip side of that? Have you ever thought that some people will never be wildly successful no matter how much they try? Maybe you felt like that before. Maybe you come from a family that struggles or has always struggled, and maybe you want to be the one to break that thing that seems to keep everyone around you stuck. You know, as a kid, I never had money. I didn't come from money. I didn't have amazing advantages or opportunities. No, I left home at 13 and I juggled on street corners in LA to make a living. I didn't go to college. I didn't even graduate high school. I. I was basically a street person. I was as poor as a person can be. And I remember at one point stealing toilet paper from a fast food joint here in la. It was called Jack in the Box. And I stole toilet paper from them because I needed it and I couldn't afford it. And I used to think all the time, what is it that makes sense? Some people successful and others not. And for years I would struggle and obsess about success until eventually I found the pot of gold at the end of the rainbow. I discovered the cheat codes to life. I figured out the secret to success. And when I did, amazing things started to happen. And learning this has enabled me to find success in everything I set out to do. And I want to share this with you today. So if you want to know the secret to success, and if you want to know how to start a successful business from home with almost zero upfront costs, you better stick around.

My name is Daniel Rosen, and welcome to Credit Repair Business Secrets.

Okay, let's get into this. We are always one simple decision away from success. And that decision is whether or not you're going to look at the positive or the negative. See, whatever you focus on, you are going to get more of, period. That's the way the world works. And there's a quote that says, when watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your habits. And watch your habits, they become your character. And watch your character, it becomes your destiny. See, since you are listening to this podcast, check. Chances are you are on an incredible adventure that could end with you living your best life. It's the adventure of being an entrepreneur. Building a business is all about overcoming challenges. And this is the part that I've learned to love. See the recipe to success. It all boils down to just Two words. And the first word, attitude. If you choose to see the opportunity that's in front of you, and if your attitude stays positive, then you're likely to get great results. Now the second word is goals. People who choose to set goals, they're the people who reach those goals because they know exactly where they're going. Throughout my life, I have made some big crazy goals. People thought I was nuts, but do you know what happened? I achieved them. Now, I worked very hard to get them, but I always called my shot. And as a kid, when I was juggling on those street corners, people would throw change into my hat. And at that point, my goal was just to, to make enough to eat. And you know what happened? I made enough to eat. And because that was my goal, that's exactly what I got. Just enough. Not anymore, not any less. Until years ago, I realized why I could never get ahead. And it was because my goals were too small. So I decided to set a goal and truly believe that I had more than enough. And you know what happened? I started making just a little bit more than I needed to survive. And because of that little extra, I finally managed to start saving some money. And a few years later, I was able to finally buy a house. And even though that house led to my credit getting all messed up and nearly going bankrupt, which some people would say is a negative thing, I'm really thankful for it because that's what led me to my next goal of creating the world's first credit repair software. Now, I didn't know anything about programming or running a business, but what I did was I set a goal to do it. I called my shot and then I bootstrapped it from nothing and I figured out how to get there. So whatever you've set out to do, I believe that you can do it if you set your mind on these two things. Number one, positive attitude and your big goal. If you do that, you could become one of our most successful credit heroes. Because with every action you take, you set off a chain of reactions. See, I believe that when you help others and when you change lives, those actions will grow your own credit repair business faster than anything else you could do. And guess what? Just like I did, you can bootstrap your own life changing business and get started for nearly nothing. See, there are a few necessary things to get started and I'm going to go through them in just a minute. But the most important thing of all is having a passion for helping people and a positive attitude. You can learn credit repair and you can learn how to run a business. But if you don't have a passion for helping people and changing lives, then this is not a business for you. If you are just in it for the money. Sure, you'll make money, but you're only going to get so far and you probably won't have a very fulfilling life. But if you truly have a passion for helping people and changing lives, that is when you're going to have the biggest success. Now, all the people who have gotten into our Millionaires Club and gotten the Millionaires Club award and they all love helping people and that is what grows a business and that is what you need the most. But what are the practical ways to start a credit repair business from the comfort of your own home and with almost zero investment? Well, I'll tell you. I built credit repair cloud from nothing by bootstrapping it on a shoestring. I lived on top Ramen and I learned how to save money and build a business a dollar at a time. And here's how you can do this. Earn a dollar, invest a dollar, earn another dollar, invest another dollar. And you do this until the money you have invested back into your business starts making you more and more money. If I can do it, you can do it. So here is the least expensive way to launch your business from home. First off, learn your craft. That is the most important thing. The fastest and most effective way to do that is to take the Credit Hero Challenge. During the challenge, you'll get live training from mentors to you'll get certified in three different areas. And you'll learn disputing from our very own industry giant Corey Gray, who spent two decades in credit repair. You'll also become an expert in credit repair cloud so that when you do get a rush of customers, it's only going to take you about five minutes a month per client to get them results. And finally, you'll fix your own credit because you'll learn credit repair by working first on your own credit. And it's only $47 to join. Now for software, you'll want an active credit repair cloud account so that what takes hours to do manually you can do with a click of a button. Plus, it really foolproofs the process for you so that you become an expert to your clients. And even if you're just starting out, you can import reports, run audits, and do everything you need to do for any client in their first month. And you can do that on your free trial. And you can even run a business on it. And if you don't have an account right now, you can sign up for a free 30 day trial at creditrepaircloud.com Next, you want to practice and first practice with free clients. Practice with friends and family to learn all the mechanics of importing their reports, running an audit, giving a client consultation and actually the Credit Hero Challenge is going to walk you through all of this. Now, people always ask me, how many free clients do I have to work with? And the answer is as many as you can. See, the more that you do for free, the better you're going to get at everything and the more comfortable you're going to be so that you can become successful and profitable in the long run. Next, you need testimonials. Once you've gotten at least two or three people positive results, you must get testimonials from them. Testimonials are everything. Don't have a website that has no testimonials because they are your proof that your services work. And then work these testimonials into your deal for the free credit repair that you did earlier. What you'll say to your friends and family is, I'm going to repair your credit for free, but you are going to promise to give me a testimonial at the end when I get you great results and then hold them to it. Next, you want to be compliant? Find out what is required to have a business in your state. We have a link at Credit Repair Cloud that has the laws for every state. Next, create a business entity. This doesn't have to be expensive. You can start with a sole proprietorship which actually costs nothing. Or you can be an LLC or a corporation which which will cost you money. This is all up to you. But if you're just starting, I say save money and get the llc. Later when you're making enough money to need the tax benefits, you can start as a sole proprietorship and then the only requirement to that is to have your full name in the name of the business. For example, if I call my business Daniel Rose and Lawn Mowing, then it doesn't cost me anything. And in most states you can start a sole proprietorship without even registering with the state. Next, bonds. Some states do require a bond and some don't. If your state requires a bond, don't freak out. If you go through a bond service, the amount you pay is just a small fraction of of the total bond amount. Next, a business checking account. Get a business checking account. And again, you don't need a corporation for this. If you have one. Great. There are Tax benefits. But if you're just starting and you haven't made any money yet, just get started and worry about spending money for tax benefits later. You don't need tax benefits if you're not making money. So you can get your business checking account and get your business going and then make adjustments later. Momentum is everything. Next, a business license. You might need a business license for your city. Ours here in LA, it cost US$90 for our first year, so this is not expensive. An office. No, you don't need an office. No one needs an office. It's perfectly fine to work from home. You can do meetings on Zoom. But for safety you might want to get a virtual address at UPS or Regis. A website. Get a website now. Hiring a web designer that can cost thousands of dollars and take months to build. But in the beginning you need to save money. You can get a pre designed site for $20 at mycreditrepairsite.com and these sites integrate very easily with credit repair cloud. They are built to do that. And you can get a website up and running in under 15 minutes and then slowly make little changes to the text and the images to start to make it unique. Pricing. Yes. Choose your pricing and add that into your client agreement. Most people do a free consultation and credit audit and that helps them to close the deal. And then they charge a first work fee when they create the first round of letters. And the average range is 79 to $99 for that. And then a month later most people charge in the range of 79 to 99 dollars a month. Now what you charge is all up to you, but you can run projections on our very cool revenue calculator@creditrepaircloud.com calculator. A merchant account. If you want to take credit cards, you you're going to need a merchant account and a payment gateway and a payments platform. Now you don't need these things at the beginning. So if you want to save money, just start by taking cash and checks and you can get a merchant account later. We also have a guide that explains what all these parts are to making money. And you can get that guide. It's called the Guide to Getting Paid. And you can get that@creditrepaircloud.com guide to getting Paid. And that's it. So if you are ready to get started with building your very own credit repair business from the comfort of your own home for only $47 over a couple of weeks, go to creditherochallenge.com and join today. And if you're finding value in the things that I'm sharing on this podcast, click below to subscribe and be sure to turn on notifications so you don't miss a thing. And I will see you in the next episode. And until then, be a Credit Hero and keep changing lives. Hey, everybody, it's Daniel again, and really quick.

I'd like to invite you to join what I believe is the best thing we have ever created inside the credit repair cloud community. And it is a challenge that we call the Credit Hero Challenge. If you're just planning out your business or you're just getting it started and you dream of having a successful business of your own, so you can quit your 9 to 5 and fire your boss and have financial freedom, or so you can add another revenue stream to your existing business, if that's your dream, you need to get into this challenge. We created this challenge to help you to create and launch your very own credit repair business. To build a proper foundation for a really successful business. This challenge is going to help you to understand the strategy, the tactics, and all the things you need to be successful at Credit Repair. It really is the greatest thing we have ever, ever built and it will change your life. So I recommend you do it right now. Stop everything, Pause this audio, go online and go to creditherochallenge.com that's creditherochallenge.com and join the next challenge. And there's a challenge that's starting in just a few days. So go get started right now@creditherochallenge.com SA.