Daniel Rosen shows how to write a goodwill deletion letter to ask a creditor to remove late payments from your credit report. Give a clear reason why it happened and promise it won't again. If customer service ignores you, send tailored letters to managers, directors, and executives.
If you have an open and current account that always had a great payment history, but due to an unfortunate circumstance, suddenly has one or a handful of late payments, this is how you go for a goodwill deletion. If you don't already have a goodwill deletion letter template, don't worry, you can download one right now for free at creditrepaircloud.com dispute letters goodwill deletion. You'll want to send this letter to the creditor, asking them very nicely to remove the late payment, and then provide them with a very good reason why the payment was late and why it won't happen again. If the main customer service address doesn't respond or doesn't help you, send it to other departments. Send it to individuals at the company, Google them, look up their LinkedIn, look up their managers and directors, even the CEO, literally anyone, and send a separate letter directly to each of them.
