Daniel Rosen, 21, argues you need a credit card to build credit for apartments and car loans. He got his first Chase Freedom Student card in high school for gas purchases and now has a 775 credit score. The key is using it carefully, not like his mother did.
July 6, 2024
21 years old
775
Chase Freedom Student
Things I've learned as an adult in my early 20s. I'm 21 and I'm here to tell you you need a fucking credit card. Now if you have people in your ear telling you that credit cards are a scam and all they do is rack up debt for you, I promise you those people used and abused and misused the fuck out of their credit cards. My mom fucked up her credit that way and she later in life learned, me and her learned together how to better use a fucking credit card. So she got me my first credit card when I was in high school and now three or four years later I have a 775 credit score. If you want an apartment without a co signer you need credit. How do you get that a credit card? If you want a car without a high interest rate, you need credit. How do you get that a credit card? My first credit card was a Chase Freedom student. I only paid for my gas with it cuz like I said, I got it in high school and that's how I started building my credit of the story is please get a credit card. You, you, you actually do kind of need it if you want to make big purchases in your life. That's all. Bye.
