Daniel Rosen asks whether to hire a credit repair lawyer. Keep detailed records of disputes, assess whether inaccurate items actually harm you, include identity documents when sending evidence to bureaus, then forward everything to an attorney if the bureau stalls or verifies the item as accurate.
Social Security card, the client's address, the client's information, and a driver's license.
How can credit repair companies prepare their clients for potential legal action against credit bureaus or collection agencies?
Keep record because when I want to take over a case am I going to get denied credit because Experian is reporting that I lived at this Illinois address that I never lived at? I'm not going to get denied credit for that. That's not material to me getting credit. What Experian is reporting isn't that serious. You can dispute it, get it fixed but I'm not injured in a way that I would be injured if experience Experian was saying that I owe a $10,000 balance to Chase that actually owe nothing to because it was discharging bankruptcy. Well now if I attach my Social Security card, my address, all the client's information, a driver's license we sent it to Experian's dispute center and they come back either with the stall letter or a verified as accurate dispute response. Now I have everything I need. Attach all of that send that off to an attorney ask if you have a case.
