Daniel Rosen explains when to use certified mail for credit disputes. You only need it for identity-theft cases requiring signed affidavits or if you plan to sue and need proof of delivery. Otherwise regular mail works fine and costs less.
March 4, 2021
(1) Identity-theft disputes requiring signed affidavits; (2) when you plan to sue the recipient and need proof of receipt.
Okay, the big question is, do I need to send my disputes with certified mail? This is one of the most frequently asked questions that I hear within our credit repair cloud community, as well as the whole credit repair industry as a whole. No one seems to know the answer of this. Do I need to send my disputes with certified mail? What do you think? Well, for this episode of my credit repair Tip of the month, I thought I would answer this question once and for all. But before I jump into this, if you want to know more about disputing techniques and even get certified in disputing, all for less than it would cost to take your family to McDonald's, click the link below this video or go to creditherochallenge.com and and join our Credit Hero challenge today. Okay, let's dive in. Do I need to send my disputes with certified mail? Okay, I'm going to ask you a question. Okay. Can you send every dispute letter by certified mail?
Yes.
Is certified mail expensive and time consuming? Yes. Will you get better results by sending every letter by certified mail? No. Not even a little bit? See, you can spend a small fortune and waste a ton of hours pouring over thousands of certified mail and return receipts, but it won't get you ahead at all. In fact, it would be a total waste of time and money. Now, if you've heard that you're supposed to send disputes by certified mail, it's okay. There's a lot of misinformation out there, but I'm here to shoot it to you straight, okay? And to make it as easy as possible for you to build your profitable credit repair business from nothing. That's my goal. To help you to build a successful, profitable business from nothing, where you can eventually make millions of dollars and change lots of lives and live the life of your dreams. If that's what you want, you're going to need to save money. Okay, so here are a couple. There, there. I'm not going to lie. Okay. I'm not going to lie. There are a few situations, two exactly, that I can think of, where it is beneficial to send certified mail. Okay? The two cases are ID theft, where you need to send signed affidavits. Okay? You have to send a signed affidavit. And the second time you'd want to use certified mail is if you plan to sue the recipient.
That's it.
Do you want to sue the credit bureaus? Really? For real? I know you threaten it, but do you really want to sue them? No. That'd be really expensive and it would take forever and it would cost so much time and money, so we don't really want to do that. Okay? The truth is, when you send by certified mail, this is the fascinating part. This is where everyone goes, oh, okay. The truth is, when you send your disputes by certified mail, guess what? They are processed the very same as regular mail. See, after signing your slip, once the bureau's receive it, it gets fed into a big machine, it gets stripped from the envelope, and then it gets scanned and processed exactly like regular mail. Okay? The only difference is you have proof of when it was received. Now, after years of mentoring thousands of cred heroes, I've come to realize that when you send threatening gotcha letters, which are basically proof to the bureaus that they signed but didn't follow the FCRA protocol, they don't care anyways, okay? They don't care, they don't do anything differently, and they respond the same without the paper trail, okay? Sometimes they even ignore disputes. So if this happens to you, the only real benefit of having a signed certified receipt would be as proof to a judge if you decide to take the credit bureau to court. Okay? So unless you plan on suing the bureau's, I recommend that you save your time and money. And if you want to start your very own credit repair business, sign up for the Credit Hero Challenge, where I will walk you by the hand and in just a couple weeks, you will be the proud owner of your very own credit repair business. And you'll have three shiny new certificates to show to your new clients. We are starting a new challenge in just a couple days. So join right now@creditherochallenge.com and I hope to see you on the inside. And until then, keep changing lives.
Hey everybody, it's Daniel again, and really quick. I'd like to invite you to join what I believe is the best thing we have ever created inside the credit repair cloud community. And it is a challenge that we call the Credit Hero Challenge. If you're just planning out your business or you're just getting it started and you dream of having a successful business of your own, so you can quit your 9 to 5 and fire your boss and have financial freedom or so you you can add another revenue stream to your existing business, if that's your dream, you need to get into this challenge. We created this challenge to help you to create and launch your very own credit repair business. To build a proper foundation for a really successful business. This challenge is going to help you to understand the strategy, the tactics, and all the things you need to be successful at Credit Repair. It really is the greatest thing we have ever built, and it will change your life. So I recommend you do it right now. Stop everything. Pause this audio, go online, and go to creditherochallenge.com that's creditherochallenge.com and join the next challenge. And there's a challenge that's starting in just a few days. So go get started right now@creditherochallenge.com.
