A former homeless heroin user built a $3 million business helping people fix their credit and debt. Starting informally at a dealership in 2014, they turned it into a full career by 2016 and now handles credit resolution for hundreds of clients.
Four
2014
2016
About $3 million in December
I had four kids before I was 21 years old. I ended up living in skid row. It was heroin, meth, fentanyl, whatever I could get my hands on. We were homeless, we were broke, we were poor. I had no idea what credit was. I tried to buy a house and they told me that I had a lot of debt collection. I went and got a loan to pay all these debts. I went back to the lender. The lender told me that I had now two problems. I didn't qualify for the house because my debt to income ratio was high and the debt collections were still on my credit. So I paid them, but they weren't removed. I said, you know what? I need to learn this. 2014, I started helping people that I seen at the dealership coming in. I wasn't charging. I was doing it for free. And then in 2016, it hit me. I could do this for a living. We're getting ready to hit our 3 million mark in December.
