Daniel RosenCredit Repair Business Mentor | Insights from 250+ Podcasts

The Easiest Credit Win You're Not Offering Clients

28 Jul 2026 · 1 min

Watch on YouTube

0:47

In this segment of his YouTube video, Daniel Rosen highlights a common, overlooked expense—rent—that can be leveraged to improve a client’s credit score. He introduces Credit Hero Score’s “Build Credit Rent” tool, explaining that it reports on‑time rent payments as credit history. The tool not only records future rent payments but can also backfill up to 24 months of past rent, instantly adding two years of positive credit activity. Rosen notes that the credit impact typically appears within about 30 days. The presentation is aimed at financial advisors or service providers, urging them to adopt this simple, high‑impact strategy for their clients.

Chapters

Let me ask you, what is the biggest bill that your client is already paying every single month that's been doing absolutely nothing for their credit? It's their rent. Now, if you're using Credit Hero Score, we've made this really simple with a tool called Build Credit Rent, and I'm going to walk you through it. But even if you're not on it yet, I want you to understand the strategy because strategy is what matters. Here's what it does. Your client's on-time rent gets reported as credit history, and it's not just going forward. No, they can actually backfill up to 24 months of past rent. So that's 2 whole years of positive history showing up on the file with results usually showing in about 30 days.