Daniel Rosen explains how to quickly improve your credit score by disputing and deleting credit inquiries. Start by fixing errors on your report: misspelled names, old addresses, wrong birthdates. Clerical mistakes often tie inquiries to these errors, so correcting them increases the chance those inquiries get deleted.
Inquiries may not be as serious as bankruptcies or late payments, but they can be a bigger problem than people realize. The good news is that disputing and deleting them is pretty simple, and I'm going to show you exactly how to do that right now. When disputing negative items on credit reports, the first step is to remove any and all conflicting personal information from your reports. So if there's a misspelled name, an old address, wrong date of birth, incorrect or outdated employment information, or anything else incorrect, you want to dispute that. First, the people who are typing and submitting your credit applications. They often make clerical errors, which cause many of these problems. So by removing incorrect and outdated personal information, you have a much better chance of deleting the inquiries that are tied to them.
