Daniel Rosen describes his eviction and how it stayed in specialized rental databases even though it never hit his credit report. Landlords check these databases when screening tenants. Under the Fair Credit Reporting Act, you can dispute entries the databases can't verify, and they must remove them.
I once got evicted. Even though I did nothing wrong. I paid my rent on time, I fixed things myself, and my landlord still kicked me out just so he could raise the rent. Months later, I learned that that eviction was still following me. Here's what most people don't know. Evictions don't always show up on your credit report, but they do show up in public records and rental databases. And those are the reports that landlords check before they hand over the keys. But here's the good news. Under the Fair Credit Reporting act, you have the legal right to dispute any incorrect, outdated, or unverifiable information. And that includes evictions and public records. If the database can't prove that it's accurate, they must delete it.
