Tips to Educate Your Clients for Better Credit Scores

As a credit hero, we fight for our clients rights and improve their credit to give them a new lease on life. And that's a big part of the job. But the other part of the job is to make sure that none of our clients come back as return customers. So how do we do that? Well, today I'm going to give you seven important tips that you can pass on to your clients to educate them, turn them into credit Einsteins, and to grow your business in the process. So you better stick around.

My name is Daniel Rosen, and welcome to Credit Repair Business Secrets.

Okay. There are plenty of habits and processes that you can teach your clients so they won't make the same mistakes that they made in the past. Like they say, give a man a fish, he eats for a day. Teach a man to fish, he eats for the rest of his life. So I guess you could say we are in the business of teaching people how to fish. And today I'm going to give you seven key ways that your clients can protect their credit. Before it needs repairing, while you're repairing it, and after you've repaired it for them. But before we get into this, this podcast is brought to you by Credit Hero Score, the only credit monitoring that integrates with Credit Repair Cloud. Oh, and I love this part. Every episode I'm featuring one of our credit heroes inside our Credit Repair Cloud Facebook community so that you can see firsthand what real people are doing as they launch and grow their business. And today's spotlight is on Sarah Lujano, a former nurse in Texas who joined the Credit Repair Cloud Facebook community a little less than a year ago. She followed the process, started her journey by repairing her own credit. She opened her own LLC for loans and services, enrolled in our masterclass, and she just announced that she will be opening a storefront next month. Wow, Sarah, that is awesome. Congratulations on having the courage to start your own business. And I can see you're changing a lot of lives. And I know that we're going to be seeing you soon up here on the Millionaires club wall. It just so happens that one of the services that Sarah offers is credit coaching, which happens to be the topic of today's plan podcast. Educating your clients and arming them with the tools to be able to protect themselves. Okay, let's get into this. It is essential that your clients understand their role in the credit repair process. What your clients don't know, that's what hurts them. So take some time to educate them, to empower them, and make them a participant in in their financial recovery. And you will not only gain their trust, but you'll probably also gain a few more clients as a result. Okay, so here's what you need to know. Drumroll. The seven most important tips to pass on to your clients are don't apply for credit. Each time you apply for credit, your score suffers a hit and it slows down your financial recovery. If you are planning to apply for credit somewhere, wait until after the credit repair process when your score is high enough so the hit does minimal damage. Don't co sign for anyone. When you co sign on someone else's loan, you are agreeing to be responsible for it and if that person doesn't pay the bill, your credit suffers. Pay your bills on time. I know this sounds obvious, but one past due payment can decrease your score by up to 100 points. If you've accidentally missed a payment, you want to call the credit card company immediately. And if you're a good customer, they will often waive a past due posting if you ask politely. Pay your credit card balances down to less than 30% of the available credit line. If your credit line is $10,000, then never ever, ever use more than $3,000 of it. Never max out your credit cards, even if you pay them off every month. And this quick trick? It will boost your credit score fast. Monitor your credit with a credit monitoring service like creditheroscore.com and keep it active throughout the credit repair process. You can get instant access to your reports and scores for a seven day trial for only a dollar. Stay calm. The credit bureaus are slow. Don't over promise on rapid results, rapid score increases, or anything that isn't true. Explain to your clients that scores don't change overnight and the creditors don't report changes to the bureau's immediately. This all takes time and they must forward to you all the correspondence that they receive from the dispute letters that you send. And without this, you're working blind. Credit monitoring will not show you what is in the letters or how the bureaus and creditors are responding. So your clients must forward those letters to you or you cannot do your job. So when you've set a reminder to follow up on a disputed item, check to see if your client has forwarded the response letter that they've received and if they haven't, ask them to provide one so that you can respond and continue with the next round of letters. Clear lines of communication are essential to success. Good credit. It isn't a magic weight loss pill, okay? It's a lifestyle. It's and education is the key. So relay these tips to every single one of your clients and do it early in the process. Here's why this is important. It speeds up your client's credit repair. Some clients actually pay you to repair their credit while they're still doing things that are actively harming your efforts. So educate them so that they can stop the bleeding and start the healing. Going over these tips with your clients, it teaches them how to avoid repeating past mistakes and allows them to build stable financial futures as credit heroes. We are in this business to change lives. And watching people not only recover financially but thrive, that's its own reward. When you educate a client, when you provide value beyond the standard credit repair process, your client is going to appreciate your efforts. They're going to feel empowered. They're going to trust you. They'll feel comfortable recommending you to their friends and family and coworkers. And if you provide other financial services, they will probably become a paid client using those different features of your business. See, everyone wins when you are awesome. So do a good job and do the right thing. And beyond the seven tips, you can also encourage your clients to use the financial tools in their client portal and there they can monitor available credit, debts, expenses and a whole lot more with the Finances tab in their client login portal. These services are available in every client account in your credit repair cloud, so make sure that they use all the tools available to them. And and if you don't have a credit repair cloud account, just sign up for a 30 day free trial@creditrepaircloud.com and if you'd like me to hold you by the hand as you launch your very own credit repair business, be sure to check out our Credit Hero Challenge. It's a live experience that has helped tons of credit heroes to get their first clients, to get certified in disputing and to gain confidence as they launch their credit repair business on a solid foundation so they can change a whole lot of lives and make a great living in the process. We're starting the next challenge very soon, so you want to join before the doors close. Otherwise you're going to have a long wait until the next one. So sign up right now@creditherochallenge.com and if you're finding value in the things that I'm sharing on this podcast, be sure to click below to subscribe and leave me your questions and comments because I read each and every one of them and I will see you on the next episode. And until then, be a Credit Hero and keep changing lives. Want a fast track to creating an.

Amazing business that helps people, changes lives, and makes you a great living in the process. Then I'd like to invite you to my free online training@creditrepaircloud.com freetraining in this free training, you will learn how to get clients willing to pay you even if you're just starting out, how to get easy credit repair results without being an expert, and how to get all the clients you'll ever need without paying for advertising. Again, this training is absolutely free. Just visit creditrepaircloud.com freetraining.