Daniel Rosen explains which credit report items are worth disputing. Focus on factually incorrect entries, not every negative item at once, because mass disputes reduce the chance of reinvestigation. Documentation attached to your dispute improves your odds.
I think it's really important. A lot of people go in and they want to dispute every single thing that's negative on the report all at once. They're in a hurry.
I would not suggest that as a good tactic if you were trying to get something that is actually inaccurate. I'm talking something that's factually wrong. If you dispute everything, the stuff that is actually inaccurate has a less likelihood of being reviewed. It has a less likelihood of being reinvestigated because they might just come back as a SO letter and might not even look at it. It's okay for a credit repair company to help a consumer dispute. There's not something illegal about that. So when they come back and say they don't think the dispute came from the client and everything is attached saying that the client actually helped provide this information, then there's a better chance of it getting reinvestigated. And a failed reinvestigation leads to a case and then that's where you get an attorney involved.
