Short YouTube video (creator: Daniel Rosen) where two speakers discuss misconceptions about credit repair. They argue that no credit file is "too bad," that debt consolidation and bankruptcy are not the only options, and they advise contacting a credit repair specialist first because such specialists can often help without filing bankruptcy or using debt consolidation.
There are a lot of people out.
Here who really think their credit can't be fixed and that bankruptcy is the.
Only way to go or that credit.
Repair companies really can't help them.
A lot of times I've had clients come to me and.
They'Ll say, you can't help me.
My file is too bad.
I really want to stop that narrative.
Because no file is too bad. Debt consolidation isn't your only option. Bankruptcy is not your only option. I always try to push on social media contact the credit repair specialist before you contact anybody because nine times out of ten a credit repair specialist can.
Help you and you don't have to.
Go the route of filing.
Bankruptcy or.
Doing debt consolidation. Also, both of those things still report to your credit and so even if you do those things, you're still gonna have to contact the credit repair specialist after because no lender is going to approve you once you've done the debt consolidation or once you've done the bankruptcy route.
