In this motivational finance video, Deepak Badra, an Alignment Mastery Coach and author, argues that financial freedom is a conscious choice hindered by a systemic lack of financial education. He points out that schools and families rarely teach money management, leaving most people ignorant about the power of money. Badra highlights the current economic climate—rising inflation, soaring prices for groceries, fuel, and gold, and stagnant or declining wages—showing how these factors erode purchasing power and create a silent financial loss when money sits in low‑interest accounts. He stresses the need for multiple income streams instead of relying on a single salary or business profit, and advocates shifting from consuming liabilities to building assets, echoing Robert Kiyosaki’s asset‑vs‑liability framework. Badra shares his personal journey: a decision in 2011 to pursue financial freedom, achieving it by 2019 after learning from mentors, making calculated risks (e.g., buying property during COVID), and learning from mistakes. He emphasizes aligning mindset, emotions, and actions—having a clear vision, delayed gratification, and financial intelligence—to make money work for you. The video concludes with a call to join his masterclass for deeper learning.
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Uncertainty is a new normal. But what if I say that financial freedom is a choice? In this video, I am going to discuss a very sensible subject. It's very sensible topic. You might feel uncomfortable, but if you don't pay attention, you might regret in future. My name is Deepak Badra. I am Alignment Mastery Coach and author of these two books: Grow Your Money Tree and Alignment. In this video, I am going to talk about money. Money is not everything, but do you agree that everything needs money? Unfortunately, this topic is not covered in any curriculum. They don't teach us. We get different subjects right from, you can say, KG till you do graduation, post-graduation. They teach you a lot of other subjects: physics, chemistry, maths, geography, history. Languages, but money is the subject or topic which is untouched. You get degree certificate, you search for job, or if you have a business, you join your family business. But still, many people, 97% people, they remain ignorant what money is, what is the power of money. And then the subject is considered as a taboo topic in family also. Parents don't discuss about money with children. Because they don't want to stress them. Now what happens in that case? Remaining ignorant is not a good choice nowadays. Maybe in 50-60 years back when lifestyle was not that expensive, it was fine. In this video, I am going to touch that subject. So topic is, if you don't understand money now, you will pay it for later. That's what I have explained already. Do you agree that since few months, because of one incident happened Between two countries or three countries, it is affected entire world. I live in Dubai. Dubai things have changed. Prices have gone up. Businesses have come down. Jobs are affected. And that is the time when people start feeling the stress because of money. So you can see this. Everything has increased. Grocery almost you can say thirty forty percent. Petrol thirty forty percent rise. Flights increase. Salaries are going down even. People are being laid off or even they are having salary cuts. Now, do you agree that expenses are as it is or even it is going more? But if your income is not going in that proportion or even it is coming down, do you agree that the gap is increasing? What happens? It brings worry and doubt on the mind of people because of money. Worry and doubt doesn't remain itself as a worry and doubt. It turns into fear, frustration, anger, jealousy, guilt. Depression, anxiety, and that leads to disease. Body is not at ease. People start feeling stressed. What will happen? Nobody knows. So do you agree that in this case, when you have multiple sources of income instead of just one source— most of the people, they depend on one source, let it be income from salary or profit from business, but mostly they are depending on one source. And what needs to be changed? Money. People feel that money feels safe. Now, if you are keeping money in the bank or maybe fixed deposit and you are not allowing money to grow, now interest rate in Dubai, it's around 3-3.5%. But do you agree that inflation, the rising prices, living expenses, rents, everything is going up? The even your fixed deposit interest rates are not able to beat the inflation rate. So effectively, your money is losing its purchasing power. If I give example, say three four years back, I bought some gold. That ten tola bar. It I I got it that time for twenty seven thousand dirham. And just three weeks back, I bought one more. It was fifty nine thousand dirham. Same gold, same weight, but now I have paid double or more than double. Now that is the comparison that inflation is going, money is losing its purchasing power. Now do you agree that this needs some financial education? I don't say you become financial expert, but at least you need to learn and know about how to manage and grow your own money, protect. It's not only how much you earn, it is how much you keep and how much you make it to work for you, and that needs some basic financial education. I learned this from my mentor Robert Kiyosaki and many other mentors. Now, do you agree that inflation is a silent financial loss? You will not realize. In bank, same money will be there, maybe it is growing 3-4% per year, but it is losing. It is a— it's called silent financial loss. Your money is losing its power. So, and then what happens? Many people, they delay in making decision. Time, time is going. Time is even one second, you can't get it back. Something has gone, has gone. And it is not only time cost, it is opportunity cost also. Now, do you agree that even this situation also there are opportunities? Now, I don't say that you become opportunist. But when your perception is different, when you are financially educated and equipped, you will be able to find opportunity. So last time when COVID happened, I got a lot of opportunity to buy properties at very low price, and those properties made me financially free. I made a decision. I didn't wait COVID to get over. I made a decision. So now you will say that there is what— there was a risk. Yes, if you want better rewards, there are risks. But it was a calculated risk. When you see the growth, what is happening around you, your mind will give you that. And then help from mentors or learning about money. Think about that. Are you losing that compounding opportunity or you are just sitting on money as a safe? Because we are programmed to think from that it is better to be safe than sorry and then opportunity lost. I meet many people in Dubai. I live here 27 years and opportunity many has come. I lost initially because I was not financially educated or equipped. So I was not able to make decision, or even if I was making decision, those decisions was sometimes turning into a mistake, expensive mistakes. I decided to learn about money, about financial freedom, about investments. Now if I can do it, you can do it. Think about this, opportunities are always there. So, but what happens unfortunately, 95% people, they are in this cycle. This routine. Earn, earn more, spend more, and repeat that same pattern. People get salary raise, promotion, incentive, but what they do? They buy luxuries. Now, in Robert Kiyosaki's language, luxuries are nothing but liabilities. If you upgrade from small car to big car, if you upgrade from small house to big house, the— as your salary goes up, but what you need to do You can think differently. You can build assets first, make that money to work for you, and then enjoy the luxury. You deserve the luxury, but then instead of instant gratification, think from delayed gratification. If not today, tomorrow. Let your money to work for you, and that needs little bit of financial intelligence, financial education, and then power of making decisions. So it says, it says that When you say raise your salary from 10,000 to 40,000, there was a growth. But what if your expenses also has gone from 9,000 to 36,000? Effectively, there is no growth. And that's what happens in people's life. Think about this. Are you making money to work for you, or you are just busy in improving your lifestyle? And finally, what you need to do You need to align yourself. You need to have a clear vision. If you don't have clear vision, what will happen? You will always think for, you can say, short-term vision, instant gratification, instant rewards. Have that vision in mind. In 2011, I made a decision to become financially free. 2019, I became financially free. It was 8 years long journey. Now, if I would say I have not made mistakes, I am wrong. I have made mistakes. But mistakes are part of success. Mistakes are part of financial freedom. But when you are associated with somebody who has walked that path, you can avoid those mistakes. And everything is alignment. Aligning right thoughts, right emotions, and right actions will bring the right results. Think about this now. If you don't know mindset, money, and direction, all those— you need right mindset to earn more money, you need to have financial intelligence, and you need to make money to work for you. Give right direction to that money, and then the situation will change. Now, if this resonates with you, and if you want to learn more, I'm offering this opportunity to join my next masterclass. There is a link in this. Submit your interest, and when I'm announcing that next one, you will be invited. So hope this video was helpful to you. Ask yourself what kind of life you want to live. Thank you.
