Warren Buffett made 99% of his wealth after 50. A 42-year-old investing $200 monthly can reach half a million by retirement through compound growth. Being over 40 means more clarity and decision-making power, not a missed window.
Chapters
If you're 40+ like myself and think you missed your chance to build wealth, this one is for you. Warren Buffett made 99% of his wealth after the age of 50. So, you are not behind. You are in your power years. You have clarity that he didn't even have at 40. You know who you are, you know what matters. The woman who starts investing at 42 with $200 a month can still build a half-million-dollar-plus portfolio by retirement. That is not hope. That is math. So, stop letting "I should have started earlier. Oh my gosh, is it too late for me?" Don't let that steal your future. And definitely not your joy. Your younger self did the best that she could with what she knew and what she had. But now, you know better. It's not too late. It is just the right time. So let's start.