Erika Jones, CFO, CCTAProfit First Professionals · Certified Fractional CFO and Profit First Professional

FINANCIAL STRUGGLE IS REAL - AND there's a system to help grow your money. #themoneyhabit #money

23 Jan 2026 · 1 min

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In this brief monologue, the speaker recounts a period of severe personal financial distress marked by collection notices and debt‑consolidation letters that were so visible they became public knowledge, even known to the mail carrier. The humiliation and urgency of that experience sparked a determination not only to resolve their own finances but also to create a systematic approach that could help others avoid similar predicaments. This resolve led directly to authoring the book "The Money Habit," which is presented as a solution to the financial challenges described.

One of the hardest moments of my life was the day, the days, the weeks, the months where I got collection notices and debt consolidation notices. I was struggling so much financially, and I realized this isn't a private matter. This is public. My mailman knows I'm struggling. It's on public record. That inspired me to fix it for myself and fix it for others, too. That's why I wrote the Money Habit.