Quick Clip Mary Baldwin University and Carlow: months of liquidity

Name: Quick Clip Mary Baldwin University and Carlow: months of liquidity
Uploaded: 2025-10-16T14:06:46+00:00
Duration: 1 min 12 s
Channel: Gary Stocker
Description: Gary Stocker compares liquidity at Mary Baldwin University and Carlow College. Both held 10 and 5 months of cash reserves in 2019, but dropped to 2…

16 Oct 2025 · 1 min

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1:12

Gary Stocker compares liquidity at Mary Baldwin University and Carlow College. Both held 10 and 5 months of cash reserves in 2019, but dropped to 2 months post-pandemic. That's below the 25th percentile of peer institutions and below colleges that have already closed.

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this. I want to look at months of liquidity. Now this started in 2019, and this is the number of months of cash liquid assets that a college has. You can see the formula for it right here. And we can see that back in 2019, pre-pandemic, that Mary Baldwin had about 10 months, and, and DeCarlo had almost 5 months. But look what happened post-pandemic. Their liquid assets have been consumed so that now both hover really less than 2 or right around 2 months of liquidity. Now, I'm not the best in knowing how— what a good standard would be, but I know that 1 or 2 months of liquidity is a challenging number. And I know if we look at other industries, for example, in healthcare, it's called days of cash, and many hospitals have 300 days, 12 months of cash available for spending. So just a comparison, and again, the comparisons matter. We can see that in terms of liquidity, both Mary Baldwin and Carlo are below that 25th percentile. And really, I hadn't noticed in the early preparation I did, below that closed college set as well.