Viability Val introduces College Viability, a service that flags financial warning signs at colleges by analyzing endowment draw rates, infrastructure spending, and profit margins. A school drawing 10% from its endowment while cutting infrastructure spending signals risk. The service translates hidden data into facts students and parents can use to make enrollment decisions.
Chapters
Hi, I'm Viability Val, and I'm here to help you navigate the changing world of higher education. Whether you're a student choosing a college, a parent investing in your child's future, a counselor advising applicants, or a faculty member watching programs shrink, you deserve real answers about the schools you rely on. College closures, program cuts, and financial instability are on the rise. But most of the warning signs are buried in spreadsheets and reports that aren't easy to understand. That's where I come in. College Viability translates hard-to-find data into clear insights about financial health and student outcomes. Believe it or not, colleges are required to publicly report this financial and outcomes data every year. I track it down, interpret it, and present it in a format that actually makes sense. For this college, we can see that it significantly increased its draw rate from its endowment. We see that it stopped investing in its infrastructure in 2024. And we see it went from a negative 20% net income margin to a positive income margin in 1 year.
Why?
All because of that 10% draw from its endowment. What makes College Viability different is that we connect real student outcomes to real financial signs, like whether a college is investing in its buildings, spending more than it brings in, managing its cash wisely, or leaning too heavily on its savings to stay afloat. It's not just about rankings or reputation. It's about long-term stability and your future. Instead of guessing, you'll have the facts you need to make confident, informed choices about where to study, where to send your child, or how to guide students and protect academic programs. Thank you for listening to my introduction. I hope you find my knowledge and resources valuable. I have one last question for you. Colleges see your grades and finances via the FAFSA. Why aren't you examining their student outcomes and financial stability?