If the SBA denied your disaster loan, read the decline letter to find out why. Check your application for errors like wrong Social Security numbers or financial data mistakes, gather documents that address the issue, then submit a reconsideration request through lending.sba.gov with your supporting files attached.
Chapters
If you applied for an SBA disaster loan and your application was not approved, and you believe your application should have been approved, you may submit a reconsideration request. First, read your decline letter to determine the reason your application was not approved. Next, look over your application carefully to see if any mistakes were made when you completed it. Mistakes, such as an incorrect Social Security number or financial data entry errors, are common reasons why applications are declined. If there are errors on your application or you have information that may overcome the reason for the decline, submit a reconsideration request through the My SBA loan portal@lending.sba.gov in your request, summarize the reason you disagree with the decline and provide relevant details and supporting documents. Be sure to upload additional documents before clicking on the Request Reconsideration button in the online portal. An SBA loan officer will carefully review your request and notify you of the reconsideration decision.