Cómo pagar menos impuestos legalmente
15 Oct 2026 · 0 min
0:27
In this short monologue, Helena Soto explains a legal tax‑minimization technique used in the United States. She states that neither investment income nor loan proceeds are subject to income tax under U.S. law. The method she describes is to purchase an investment property outright with cash, then approach a bank for a cash‑out refinance of up to 80 % of the property’s appraised value. The borrowed funds are classified as a loan, not as income, and therefore are tax‑free. Soto frames the strategy as a rule‑based approach that wealthy individuals employ, emphasizing that they are not cheating the system but simply exploiting existing legal provisions.
