1:51
Hesel Ojieh says most people try to fix bad credit the wrong way. He argues a credit score isn't actually about money, and that conventional fixes only make things worse by keeping you trapped in loan denials and high interest rates.
Hesel Ojieh says most people try to fix bad credit the wrong way. He argues a credit score isn't actually about money, and that conventional fixes only make things worse by keeping you trapped in loan denials and high interest rates.
One thing I didn't like about bad credit score is everybody labeling me, keeping me labeled as bad credit. Listen to me, don't fix it, don't even touch it, don't even touch it, don't even try to do it, don't even try to fix it until you listen to this me and watch this video. Because if you don't, you keep failing over and over. Why go on a route that I already finished and I left that route to create another route? I don't need you on the route of trying to fix your credit. I want to tell you the truth that nobody's telling you. I'm not an authority. I'm not an authority in this. I only have an experience and I defeated the beast. I want to share with you. That's what it's all about, is the story of somebody like me that defeated the enemy. See, bad credit, bad credit feels like a chain, you know that, right? Feels like a chain. You get denied for loans, they slap you with high credit interest, even turn you down for apartments you know you can afford. Have you ever been to a situation, you know you can afford that apartment, you can afford that house, you can afford that car, you know it, you have the money in your account, you know it, you have a record, your bank statement showing, showing that you have the money, but still there's a no, there's a denial. And every time you try to fix the credit score, you feel like you sunk deeper, you're sinking deeper, you're sinking deeper. Here's the shocking part. 'Your credit score is not about money.' I didn't know that the credit score is not about money.
