Hesed Ojieh argues debt is a mental prison that dominates your thoughts through creditor calls, collection letters, and juggling bills like electricity, water, mortgage, and student loans. The constant stress erodes your credibility and confidence, leaving regret and self-blame in its wake.
You see, this is what I never knew, but I'm about to, I'm about to put in your hand something so powerful that every phone call from a debtor, a debt collector, every phone call from someone you're owing Every threatening letter with that huge amount on it. Every sleepless night worrying about payment. Every time you were stressed over interest, over high interest. Every time you were stressed about how am I going to come out of this, which bill do I need to pay, Skip the light bill, pay the water. Skip the water, pay some for car. Skip the mortgage, pay some for gas. Every time you were doing that. Now what about the student loan? And that's where I want to— I want you to hear me. Every time you heard on the news, people on the phone, on the social media, they are coming for credit for your student loan. And every time stressed about it. Every time you read about it, he did one thing. This is the reason why I couldn't pay my debt, couldn't pay it off. This is the reason why, because everything that I was hearing all of the letters collection, he did one thing to me. I didn't know, I didn't know that every money financial problem was imprisoning my mind. Because remember, man is a spirit that lives in a body that has a mind. So all of the money problem has imprisoned your mind. Debt is not just about money, it's attacking your credibility, your credibility, your credibility. The things you know how to do, you can't do them anymore because all you're thinking about is paying the debt. All you're thinking about is, I made a mistake. All you're thinking about is regrets. All you're thinking about is, I wish I have more money to pay the bills, because debt attacks credibility.
