Hesed Ojieh argues debt functions as a mental prison that kills self-credibility and creative potential. A credit score below 580 creates a feedback loop where low credibility erodes belief in your abilities, suppressing income-generating pursuits. Most people stay trapped by focusing only on repayment instead of learning to generate wealth.
Chapters
Debt is not just about money. It's the prison yard of the mind. Oh, I sat in my room wondering why in the world was I trying to pay my credit card off, honor my debt and cancel my debt without first understanding that the very essence, the very thing that I have, the very thing that I'm divinely endowed with, My abilities are no longer there because I don't have the time to pursue it. I don't have the strength to believe in it because everything I've heard doesn't make me credible. So I don't have credibility. So if I don't have credibility with people, then I don't have self-credibility. If I don't have self-credibility, then I don't have ability. So my potential is hidden in the voice of my low credit score. And of the letters. Wow! So think for a moment. Credibility is in bondage. Creativity has been chained just because of a number under 580, just because of the number 200, 2,000. What is the number that you're owing? What's the amount that you're owing? That's where most people A lot of people never escape debt because they are trapped in the low credit score cycle, because their mind only works, only thinks about how to pay instead of how to play the game of creating money.