Hesed Ojieh warns against obsessing over credit scores without understanding how credit actually works. He spent months frustrated and crying over debt before realizing the real goal is building a money mindset: the knowledge and decision-making skills that create lasting financial change.
Can I ask? Can I, can I, can I instruct you or help you or lead you by saying this? Don't chase a higher credit score. It's a false move. It's a liar's den. Don't even do it. I got you on this, and I want you to follow me. I have the experience. I fought the beast. For months I couldn't get out of it. I would pray, I would cry, until I began to see the structures, the pattern, the architectural structure of credit score, of debt, and of finances, of not having enough money. But I beg of you to listen to me because I know what I'm saying. Don't chase a higher credit score because when you get there, you won't know what to do. And you might come back to bad credit score. Don't chase the highest credit score. I want you to build a beast mind, a super mind, a mind, a mind and intelligence, knowledge. Because the moment your decision changes, your credit score changes permanently.
