Don't open new credit lines or make big purchases like furniture or a car after you go under contract. Lenders re-verify your finances before closing, and any major change can tank your credit score or kill your loan approval. Wait until after you get the keys.
You're about to get the keys. Don't mess it up now. Avoid big purchases until after closing. Welcome to Home Buyer Secrets Unlocked. Once you're under contract, avoid opening new credit lines or making major purchases like furniture or a car. These can affect your credit score and put your loan approval at risk. Lenders often review your finances again before closing, so it's important to keep everything stable. Wait until you get the keys before making any big purchases. Want more tips? Call us or visit our website. For expert advice on finding your perfect home.
